Credit union · NCUA insured
Marshall Community Credit Union Savings Rates
Marshall Community Credit Union’s best savings rate is 0.70% APY on $10,000, with its SuperSaver. Rates checked October 16, 2026.
How Marshall Community Credit Union’s savings rates compare
Compared with banks and credit unions near Battle Creek, MI, where Marshall Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Marshall Community Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $200
Kasasa Saver
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Marshall Community Credit Union savings score
84
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.70%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0001.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Marshall Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 2.00%APY
Links to Kasasa Cash or Kasasa Cash Back checking account to auto-transfer rewards. No monthly maintenance fee. Limit of 1 account per social security number.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When qualifications in Kasasa Cash or Kasasa Cash Back are met (at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking during each Monthly Qualification Cycle). | 2.00% | $200 | When qualifications in Kasasa Cash or Kasasa Cash Back are met (at least 12 debit card purchases, enrolled in and agree to receive eStatements, and enrolled in and log into online banking during each Monthly Qualification Cycle). |
| Any balanceBase rate applied to all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met. | 0.05% | $5 | Base rate applied to all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met. |
WiseSaver
0.70%APY
$175,000 minimum account balance required. No annual or management fees. Dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $175,000Average daily balance tier. | 0.70% | $70 | Average daily balance tier. |
| $175,000 and upAverage daily balance tier. | 1.30% | — | Average daily balance tier. |
SuperSaver
0.70%APY
Requires $1,000 minimum deposit to open. No annual or management fees. Dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $25,000Average daily balance tier. | 0.70% | $70 | Average daily balance tier. |
| $25,000 – $75,000Average daily balance tier. | 0.85% | — | Average daily balance tier. |
| $75,000 – $150,000Average daily balance tier. | 1.00% | — | Average daily balance tier. |
| $150,000 – $250,000Average daily balance tier. | 1.10% | — | Average daily balance tier. |
| $250,000 and upAverage daily balance tier. | 1.15% | — | Average daily balance tier. |
Share Savings
0.05%APY
Establishes membership with MCCU. Must maintain $5 in account at all times to continue membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid monthly.$5 and up | 0.05% | $5 | Dividends paid monthly. |
Special-purpose accounts
IRA Shares
0.50%APY
Traditional and Roth IRA savings options available. No setup fees, monthly or annual maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Health Savings Account (HSA)
0.10%APY
$10 fee to open. Unused funds remain in account year after year with no use it or lose it policy.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum average daily balance of $1,000 is required to earn dividends.$1,000 and up | 0.10% | $10 | Minimum average daily balance of $1,000 is required to earn dividends. |
Club Accounts
0.05%APY
Specialty savings accounts including Christmas Club, Vacation Savings, and Tax Savings. Christmas Club funds disbursed annually on October 15th. Up to two withdrawals per year allowed for Vacation Savings and Tax Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum deposit to open and no minimum balance requirements.Any balance | 0.05% | $5 | No minimum deposit to open and no minimum balance requirements. |
Who can join Marshall Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are educated in Calhoun, Jackson, Hillsdale, Branch, St. Joseph, Kalamazoo, Barry, and Eaton counties in Michigan are eligible for membership.
Employers and groups
- Employees of the credit union are eligible for membership.
- Organizations incorporated or otherwise composed mostly of the same general group making up the credit union membership are eligible for membership.
Family and household
- Members of the immediate families of eligible individuals are eligible for membership.
- A spouse of a deceased member may be elected to membership at any time prior to remarriage.
Other ways
- Any person who receives a retirement annuity, pension, social security, or similar retirement payment from a private or governmental source, and lives in or belongs to a retirement organization located in the county or a county contiguous to the county where the credit union's main office is located, is eligible for membership.
Membership information collected October 5, 2026.