Bank · FDIC insured
Bank of Ann Arbor Savings Rates
Bank of Ann Arbor’s best savings rate is 1.15% APY on $10,000, with its Savings, Statement Savings. Rates checked October 16, 2026.
How Bank of Ann Arbor’s savings rates compare
Compared with banks and credit unions near Detroit, MI, where Bank of Ann Arbor has the most branches. $10,000, best rate first.
This bank’s best
Bank of Ann Arbor
1.15%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $115
Savings, Statement Savings
Top rate
Ignite Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $500
2nd-highest rate
Flagstar Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Bank of Ann Arbor savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.15%
- $10,000 balance$10,0001.15%
- $100,000 balance$100,0001.45%
- QualifiedQualified1.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Ann Arbor ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market Savings
0.70%APY
Rate is variable and may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.45% | — |
| $5,000 – $24,999 | 0.70% | $70 |
| $25,000 – $99,999 | 1.05% | — |
| $100,000 – $499,999 | 1.45% | — |
| $500,000 – $999,999 | 1.55% | — |
| $1,000,000 – $2,999,999 | 1.65% | — |
| $3,000,000 – $4,999,999 | 1.65% | — |
| $5,000,000 and up | 1.65% | — |
Sources (2)
All captured Oct 16, 2026
Savings, Statement Savings
1.15%APY
Account must have $100 or more to earn interest. Rate is variable and may change after the account is opened. Fees may reduce earnings. Rates effective as of 10/12/2026 – 10/18/2026.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upBalance: $100 or more$100 and up | 1.15% | $115 | Balance: $100 or more |
Sources (1)
- bankofannarbor.com/personal/rates · captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
3.50%APY
Rate is variable and may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Rate is variable and may change after the account is opened. Fees may reduce earnings. | 0.45% | — | Rate is variable and may change after the account is opened. Fees may reduce earnings. |
| $1,000 – $4,999Rate is variable and may change after the account is opened. Fees may reduce earnings. | 0.75% | — | Rate is variable and may change after the account is opened. Fees may reduce earnings. |
| $5,000 – $9,999Rate is variable and may change after the account is opened. Fees may reduce earnings. | 1.50% | — | Rate is variable and may change after the account is opened. Fees may reduce earnings. |
| $10,000 and upRate is variable and may change after the account is opened. Fees may reduce earnings. | 3.50% | $350 | Rate is variable and may change after the account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 16, 2026
Youth Savings Account
1.15%APY
Rate is variable and may change after the account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate is variable and may change after the account is opened. Fees may reduce earnings.Any balance | 1.15% | $115 | Rate is variable and may change after the account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.