Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Massachusetts
- 0.80%APY$80 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. If closed or converted, reverts to base rate. Limit to one account per tax reported SSN.
Offer: Paired with Perks Checking. Perks Checking account must remain active. Preferred rate of 0.65% added to base rate of 0.10%.
Qualified rate · 0.75% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Malden Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.40%–1.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $2,500.00 min
0.40% interest rate · Effective Sep 16, 2024
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.40% $10,000 – $75,000Your amount 0.75% $75,000 and up 1.00% Rate checked
More details - 0.75%APY$75 a year on $10,000
Requirements
Product: Client must agree to receive eStatements as a condition of the Account. Up to six (6) pre-authorized, automatic or telephone transfers allowed from your savings account during a statement month. Leader Bank reserves the right to discontinue without notice.
Offer: $10 minimum account balance to open accounts and earn APY. Client must agree to receive eStatements as a condition of the Account.
0.75% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Homefield Credit UnionFree Kasasa Saver®Savings · $5 min · 0.25%–0.75% by balance
Credit union · 2 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Linked to Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play Checking account. Limit one account per SSN.
Offer: Applies to balances up to $50,000 when monthly qualifications are met in linked Kasasa Rewards Checking account (at least 12 debit card purchases post and settle, enroll and log into online banking at least once per month, and enroll and receive e-statement notices).
Qualified rate · No monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $50,000Your amount 0.75% $50,000 and up 0.25%* Rate checked
More details - Tremont Credit UnionMoney Management AccountSavings · $2,500 min · 0.75%–3.25% by balance
Credit union · 4 branches
0.75%APY$75 a year on $10,0000.75% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $2,500 – $25,000Your amount 0.75% $25,000 – $75,000 1.75% $75,000 – $150,000 2.50% $150,000 and up 3.25% Rate checked
More details - 0.75%APY$75 a year on $10,000with conditions
Requirements
Product: Must have an active EZ Interest Checking Account.
Offer: Must have an active EZ Interest Checking Account. $2,500 minimum balance to waive $10 monthly fee.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Sep 30, 2026
Rate by balance
Rate by balance for EZ Choice Savings Balance APY Up to $25,000Your amount 0.75% $25,000 and up 1.50% Rate checked
More details - Athol Credit UnionMoney MarketMoney Market · $25 min · 0.75%–1.26% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,0000.75% interest rate · Effective Jan 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 0.75% $50,000 – $100,000 0.80% $100,000 – $250,000 0.90% $250,000 – $500,000 1.00% $500,000 and up 1.26% Rate checked
More details - Webster First Federal Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.50%–3.50% by balance
Credit union · 14 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. Qualifying criteria: have a Webster First checking account, at least 1 direct deposit into checking account per month, and at least 5 debit card transactions from checking account per month. No monthly maintenance fees.
Offer: Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking.
Qualified rate · 0.50% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 0.50% $1,000 – $25,000Your amount 0.75% $25,000 – $50,000 1.26% $50,000 – $100,000 1.77% $100,000 – $250,000 3.00% $250,000 – $500,000 3.25% $500,000 and up 3.50% Rate checked
More details - Cape Cod 5Premier5 Money MarketPremier5 Money Market · $2,500 min · 0.70%–1.45% by balance
Bank · 22 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Available exclusively to Premier5 relationship customers. Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee.
Offer: Available exclusively to Premier5 relationship customers. Minimum daily balance to avoid monthly maintenance fees is $2,500.
Qualified rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for Premier5 Money Market Balance APY Up to $25,000Your amount 0.70% $25,000 – $100,000 0.70% $100,000 – $250,000 0.95% $250,000 – $500,000 1.45% $500,000 – $1,000,000 1.45% $1,000,000 and up 1.45% Rate checked
More details - Cape Cod 5PrimaryPlus Money MarketPrimaryPlus Money Market · $2,500 min · 0.65%–1.20% by balance
Bank · 22 branches
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Available exclusively to PrimaryPlus relationship customers. Tiered variable interest rates compounded monthly. Minimum daily balance of $2,500 will waive monthly maintenance fee.
Offer: Available exclusively to PrimaryPlus relationship customers. Minimum daily balance to avoid monthly maintenance fees is $2,500.
Qualified rate · Compounded monthly · Effective Oct 13, 2026
Rate by balance
Rate by balance for PrimaryPlus Money Market Balance APY Up to $25,000Your amount 0.65% $25,000 – $100,000 0.65% $100,000 – $250,000 0.70% $250,000 – $500,000 1.20% $500,000 – $1,000,000 1.20% $1,000,000 and up 1.20% Rate checked
More details - Mills42 Federal Credit UnionSuper SaverSavings · $2,500 min · 0.50%–1.10% by balance
Credit union · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Minimum daily balance required to avoid a service fee. Dividends compounded and credited monthly based on average daily balance. Member eligibility is required.
Offer: Dividends compounded and credited monthly based on average daily balance. Whole balance tier rate.
0.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Super Saver Balance APY $2,500 – $9,999 0.50% $10,000 – $24,999Your amount 0.65% $25,000 – $49,999 0.80% $50,000 – $99,999 0.95% $100,000 and up 1.10% Rate checked
More details - MountainOneVISTA Personal Money MarketVISTA Personal Money Market · $50 min · 0.50%–1.25% by balance
Bank · 6 branches
0.60%APY$60 a year on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for VISTA Personal Money Market Balance APY $1 and up 0.50% $5,000 and upYour amount 0.60% $25,000 and up 0.70% $50,000 and up 1.00% $100,000 and up 1.25% $250,000 and up 1.25% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Internet-only savings account. In-branch transactions/services are $5.00 per visit.
Offer: Minimum balance to open and earn disclosed APY is $10.00; in-branch banking fee of $5.00 per visit.
0.60% interest rate · Effective Oct 5, 2026
Rate checked
More details - Coastal Heritage BankMoney Market AccountMoney Market Account · $500 min · 0.40%–0.90% by balance
Bank · 10 branches
0.60%APY$60 a year on $10,000Requirements
Product: Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Rates are variable and may change after the account is opened.
0.40% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $10,000 0.40% $10,000 – $35,000Your amount 0.60% $35,000 – $75,000 0.75% $75,000 and up 0.90% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches