Credit union · NCUA insured
Tremont Credit Union
A $258.7M credit union headquartered in Milton, MA, with 12,744 members and 4 branches in Massachusetts. Best rates: CDs 3.50% and savings 0.75% APY.
Tremont Credit Union Carrot Score
80
Carrot Score
Higher than 50% of U.S. banks and credit unions
#62 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Tremont Credit Union
Formed in 1952 as Boston Teachers Federal Credit Union, Tremont Credit Union is a cooperatively owned not-for-profit financial institution run for its member-owners.
The credit union operates three full-service branches in the Boston area and participates in a nationwide shared branch network.
- Headquarters
- 2 Granite Ave, Suite 101, Milton, MA 02186
- NCUA charter
- 68349
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Suffolk, Norfolk, Middlesex, Bristol, or Plymouth Counties in Massachusetts.
Employers and groups
- Membership is open to employees or members of Select Employer Groups throughout Massachusetts.
Family and household
- Membership is open to all family members of existing members.
Other ways
- Membership is open to all who are members of a religious, civic, or charitable organization maintaining an established location within Tremont Credit Union's geographical field of membership.
Branches
4 branches in Massachusetts
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Massachusetts
4 branches
- Executive Offices and Operations CenterMain office2 Granite Ave, Suite 101, Milton, MA 02186Directions
- BTU Branch180 Mount Vernon St, Dorchester, MA 02125Directions
- Milton Branch2 Granite Ave, Suite 101, Milton, MA 02186Directions
- Roslindale Branch10 Corinth St, Roslindale, MA 02131Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.61% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.43% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.14% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio10.61%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.43%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.14%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Tremont Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.