Bank · FDIC insured
Coastal Heritage Bank Savings Rates
Coastal Heritage Bank’s best savings rate is 0.60% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Coastal Heritage Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Coastal Heritage Bank has the most branches. $10,000, best rate first.
This bank’s best
Coastal Heritage Bank
0.60%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $60
Money Market Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Coastal Heritage Bank savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coastal Heritage Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.60%APY
Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Rates are variable and may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 0.40% | — |
| $10,000 – $35,000 | 0.60% | $60 |
| $35,000 – $75,000 | 0.75% | — |
| $75,000 and up | 0.90% | — |
Heritage Savings
0.05%APY
Variable rate account; rate may change after account is opened. Fees may reduce earnings. Funds can be accessed using deposit and withdrawal slips, through ATMs, 24-hour telephone banking, or online banking platform. Transfers from a Heritage savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $2,500 | 0.05% | — |
| $2,500 – $10,000 | 0.05% | — |
| $10,000 – $25,000 | 0.05% | $5 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 and up | 0.10% | — |
Sources (2)
- coastalheritagebank.com/person…banking/savings-accounts
- coastalheritagebank.com/rates/deposit-accounts
All captured Oct 5, 2026
Seasonal Fall Savings
0.05%APY
Variable rate account; rate may change after account is opened. Fees may reduce earnings. Accumulated savings sent to you or transferred to an account of your choosing in October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
Sources (2)
- coastalheritagebank.com/person…banking/savings-accounts
- coastalheritagebank.com/rates/deposit-accounts
All captured Oct 5, 2026
Seasonal Spring Savings
0.05%APY
Variable rate account; rate may change after account is opened. Fees may reduce earnings. Accumulated savings sent to you or transferred to an account of your choosing in April.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
Sources (2)
- coastalheritagebank.com/person…banking/savings-accounts
- coastalheritagebank.com/rates/deposit-accounts
All captured Oct 5, 2026
Statement Savings
0.05%APY
Variable rate account; rate may change after account is opened. Fees may reduce earnings. Access via ATM or telephone banking, and monthly statements provided. Transfers from a Statement savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
Sources (2)
- coastalheritagebank.com/person…banking/savings-accounts
- coastalheritagebank.com/rates/deposit-accounts
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings
0.05%APY
No fees, no hassles; tax-deferred savings account. Variable rate account; rate may change after account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.05% | $5 |
Sources (2)
- coastalheritagebank.com/person…banking/savings-accounts
- coastalheritagebank.com/rates/deposit-accounts
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.