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Credit union · NCUA insured

Malden Federal Credit Union Savings Rates

Top Carrot, Carrot Score 88Top Carrot

Malden Federal Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Market. Rates checked October 16, 2026.

How Malden Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Boston, MA-NH, where Malden Federal Credit Union has the most branches. $10,000, best rate first.

  • Top Carrot, Carrot Score 88

    This credit union’s best

    Malden Federal Credit Union

    0.75%APY

    Requires
    None
    Minimum
    $2,500
    Earns on $10,000 a year
    $75

    Money Market

  • Top Carrot, Carrot Score 87

    Top rate

    Leader Bank

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    $10
    Earns on $10,000 a year
    $500

    Leader Bank rates

  • Top Carrot, Carrot Score 95

    2nd-highest rate

    Albright Credit Union

    5.00%APY

    Requires
    Monthly account activity
    Minimum
    —
    Earns on $10,000 a year
    $500

    Albright Credit Union rates

Compare savings rates near you →

Malden Federal Credit Union savings score

81

Savings score

Higher than 54% of U.S. banks and credit unions

By balance
  • $10,000 balance$10,0000.75%
  • $100,000 balance$100,0001.00%
  • QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Malden Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Malden Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Catholic Charities who work in Malden, MA.
  • Employees of Partnership for Community Schools, Malden, MA.
  • Employees of this credit union.
  • Employees of Sacred Heart Parish, Cheverus School, Malden, MA.

Military, government and schools

  • Employees of the City of Malden, who work in Malden, MA.
  • Employees of Malden Housing Authority.
8 more ways to join

Military, government and schools

  • Employees of Malden Catholic High, Malden MA.
  • Employees of the Malden School Department, Malden MA.
  • Employees of the Mystic Valley Advantage Regional Charter School, Malden, MA.
  • Malden School Committee Members.

Family and household

  • Members of immediate families (spouses, children, parents, siblings, in-laws, grandparents, grandchildren) of eligible persons.
  • Spouses of persons who have died while in the field of membership of this credit union.

Other ways

  • Organizations of persons in the field of membership.
  • Persons retired as pensioners or annuitants from the qualifying employments.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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