Credit union · NCUA insured
Tremont Credit Union Savings Rates
Tremont Credit Union’s best savings rate is 0.75% APY on $10,000, with its Money Management Account. Rates checked October 15, 2026.
How Tremont Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Tremont Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tremont Credit Union
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $100
Free Kasasa Saver
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Tremont Credit Union savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.50%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tremont Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Management Account
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.75% | $75 |
| $25,000 – $75,000 | 1.75% | — |
| $75,000 – $150,000 | 2.50% | — |
| $150,000 and up | 3.25% | — |
Sources (2)
All captured Oct 5, 2026
Free Kasasa Saver
Up to 1.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking. Limit 1 account per SSN/ITIN. Requires Tremont CU Regular Savings Account open and maintained with at least $5 balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Qualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 1 Direct Deposit, ACH Credit, or ACH Payment transaction; at least 12 debit card purchases; enrolled in and receive e-statements. | 1.00% | $100 | Qualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle: at least 1 Direct Deposit, ACH Credit, or ACH Payment transaction; at least 12 debit card purchases; enrolled in and receive e-statements. |
| Any balanceApplies to all balances when Kasasa Cash or Kasasa Cash Back qualifications are not met during Monthly Qualification Cycle. | 0.05% | $5 | Applies to all balances when Kasasa Cash or Kasasa Cash Back qualifications are not met during Monthly Qualification Cycle. |
| $25,000 and upQualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Earns 0.25% interest rate on portion of balance over $25,000, resulting in an APY range from 1.00% to 0.40% depending on balance. | 0.40% | — | Qualifications met on linked Kasasa Cash or Kasasa Cash Back account during Monthly Qualification Cycle. Earns 0.25% interest rate on portion of balance over $25,000, resulting in an APY range from 1.00% to 0.40% depending on balance. |
Sources (3)
- tremontcu.org/accounts/personal-savings
- tremontcu.org/accounts/persona…s/free-kasasa-saver.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Regular Savings Account
0.05%APY
Establishes membership with Tremont Credit Union. Must maintain a balance of at least $5. Includes 6 free withdrawals per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- tremontcu.org/accounts/personal-savings
- tremontcu.org/accounts/persona…lar-savings-account.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Special-purpose accounts
Youth Savings Account
Up to 6.18%APY
Available to young savers up to 18 years of age. Requires a Tremont Credit Union Regular Savings Account maintained with a balance of at least $5. Balances over $1,000.99 earn the Regular Savings rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $501 | 6.18% | — |
| $501 – $601 | 5.12% | — |
| $601 – $701 | 4.08% | — |
| $701 – $801 | 3.04% | — |
| $801 – $901 | 2.02% | — |
| $901 – $1,000 | 1.00% | — |
Sources (2)
All captured Oct 5, 2026
Individual Retirement Accounts (IRAs) - Variable
0.25%APY
Traditional and Roth IRA savings options. Requires a Tremont Credit Union Regular Savings Account maintained with a balance of at least $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo setup, monthly, or annual maintenance fees. No minimum deposit to open regular IRA.Any balance | 0.25% | $25 | No setup, monthly, or annual maintenance fees. No minimum deposit to open regular IRA. |
Sources (3)
- tremontcu.org/accounts/personal-savings
- tremontcu.org/accounts/persona…ement-accounts-iras.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Christmas Club
0.15%APY
Funds automatically transferred to Regular Savings in mid-October once a year. Early withdrawal penalty of $18 per withdrawal. Requires a Tremont Credit Union Regular Savings Account maintained with at least $5.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (3)
- tremontcu.org/accounts/personal-savings
- tremontcu.org/accounts/persona…vings/club-accounts.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Vacation Club
0.15%APY
Allows up to 4 free withdrawals per year. Early withdrawal penalty of $18 per withdrawal beyond free limit. Requires a Tremont Credit Union Regular Savings Account maintained with at least $5.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (3)
- tremontcu.org/accounts/personal-savings
- tremontcu.org/accounts/persona…vings/club-accounts.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Who can join Tremont Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Suffolk, Norfolk, Middlesex, Bristol, or Plymouth Counties in Massachusetts.
Employers and groups
- Membership is open to employees or members of Select Employer Groups throughout Massachusetts.
Family and household
- Membership is open to all family members of existing members.
Other ways
- Membership is open to all who are members of a religious, civic, or charitable organization maintaining an established location within Tremont Credit Union's geographical field of membership.
Membership information collected October 5, 2026.