Credit union · NCUA insured
Homefield Credit Union Savings Rates
Homefield Credit Union’s best savings rate is 0.10% APY on $10,000, with its Premier Money Market. Rates checked October 15, 2026.
How Homefield Credit Union’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where Homefield Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Homefield Credit Union
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $75
Free Kasasa Saver®
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
Homefield Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Homefield Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver®
Up to 0.75%APY
Linked to Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play Checking account. Limit one account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to balances up to $50,000 when monthly qualifications are met in linked Kasasa Rewards Checking account (at least 12 debit card purchases post and settle, enroll and log into online banking at least once per month, and enroll and receive e-statement notices). | 0.75% | $75 | Applies to balances up to $50,000 when monthly qualifications are met in linked Kasasa Rewards Checking account (at least 12 debit card purchases post and settle, enroll and log into online banking at least once per month, and enroll and receive e-statement notices). |
| Any balanceBase rate applied to all balances if monthly qualifications are not met in linked Kasasa Rewards Checking account. | 0.05% | $5 | Base rate applied to all balances if monthly qualifications are not met in linked Kasasa Rewards Checking account. |
| $50,000 and upWhen qualifications are met, earns 0.25% interest rate on portion of balance over $50,000, resulting in 0.75% to 0.42% APY depending on the account balance. | 0.25% | — | When qualifications are met, earns 0.25% interest rate on portion of balance over $50,000, resulting in 0.75% to 0.42% APY depending on the account balance. |
Sources (1)
- homefieldcu.com/free-kasasa-saver · captured Oct 5, 2026
Premier Money Market
0.10%APY
Variable rate account. Free of charge with a minimum balance requirement of $2,500. You can write up to 6 checks per month and initiate 6 electronic withdrawals per month, free of charge; unlimited deposits. Withdrawals exceeding stated limits are subject to additional charges. Interest rate/APY may change after opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.10% | $10 |
| $25,000 and up | 0.15% | — |
| $50,000 and up | 0.20% | — |
| $150,000 and up | 0.20% | — |
Regular Share Savings
0.05%APY
Establishes membership and ownership share with Homefield Credit Union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.05% | $5 |
Special-purpose accounts
IRA Statement Savings
0.25%APY
Variable-rate IRA statement account available for Traditional, Roth, SEP, and Coverdell Education Accounts.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns |
|---|---|---|---|
| $25 and up$25 to open | 0.25% | $25 | $25 |
| $25,000 and upUnknown to open | 0.35% | Unknown | — |
| $50,000 and upUnknown to open | 0.45% | Unknown | — |
Sources (2)
All captured Oct 5, 2026
Club Accounts
0.01%APY
Includes Vacation and Christmas club accounts. Christmas club balances automatically transfer to a chosen credit union account every October.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.01% | $1 |
Who can join Homefield Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live in Worcester County or Middlesex County in Massachusetts.
- Membership is open to individuals who work in Worcester County or Middlesex County in Massachusetts.
Military, government and schools
- Membership is open to individuals who attend any elementary school, secondary school, or school of higher education in Worcester County or Middlesex County in Massachusetts.
Family and household
- Membership is open to family members of individuals who live, work, or attend school in Worcester County or Middlesex County in Massachusetts.
Membership information collected October 5, 2026.