Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 481–495 results in Massachusetts
- 0.05%APY$5 a year on $10,000
Requirements
Product: Applicants under the age of 18 must open in a branch with a parent or guardian.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account is opened. Fees may reduce earnings. Funds can be accessed using deposit and withdrawal slips, through ATMs, 24-hour telephone banking, or online banking platform. Transfers from a Heritage savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.
0.05% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Heritage Savings Balance APY $500 – $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account is opened. Fees may reduce earnings. Access via ATM or telephone banking, and monthly statements provided. Transfers from a Statement savings account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle.
0.05% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account is opened. Fees may reduce earnings. Accumulated savings sent to you or transferred to an account of your choosing in October.
0.05% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable rate account; rate may change after account is opened. Fees may reduce earnings. Accumulated savings sent to you or transferred to an account of your choosing in April.
0.05% interest rate · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with Tremont Credit Union. Must maintain a balance of at least $5. Includes 6 free withdrawals per month.
0.05% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Limit 1 account per SSN/ITIN. Requires Tremont CU Regular Savings Account open and maintained with at least $5 balance.
Offer: Applies to all balances when Kasasa Cash or Kasasa Cash Back qualifications are not met during Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Sep 30, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends compounded monthly. Statement account.
Offer: Minimum balance required to earn disclosed APY is $25.00.
0.05% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest is compounded and credited monthly. Daily balance method used to calculate interest.
Offer: Must maintain a minimum balance of $50 in the account each day to obtain the disclosed APY.
0.05% interest rate · Effective Oct 1, 2026
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More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Minimum balance of $100 to earn dividends.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Salem Five BankAdvantage Money MarketAdvantage Money Market · $10 min · 0.01%–0.10% by balance
Bank · 33 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable tiered rates based on deposit amounts. Maintain the minimum balance and pay no monthly fee. Personal accounts only.
0.01% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $5,000 0.01% $5,000 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $75,000 0.05% $75,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires an attached Smart Rewards Checking account. Limit of one Smart Rewards Savings account per member. No monthly maintenance fees and no minimum balance required.
Offer: Base rate earned on entire daily balance when Smart Rewards Checking monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
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More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) may change at any time without notice. No minimum monthly balance requirements. Minimum balance to receive stated APY is $0.01. Fees may reduce earnings.
Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches