Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in Massachusetts
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires linking to free MoneyMaking Checking. Automatic transfers of MoneyMaking Checking earnings. Limit one account per tax owner. If under 18, requires parent/legal guardian co-signer.
Offer: When MoneyMaking Checking qualifications are not met during monthly Qualification Cycle. Base interest rate paid on entire balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $2.00 monthly service charge if balance falls below $200.00; no monthly service charge when maintaining a minimum daily balance of $200.00.
Offer: Monthly fee of $2.00 waived if minimum daily balance of $200.00 is maintained.
0.05% interest rate · $2 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years of age or older and a legal resident of Massachusetts. One penalty-free withdrawal per month; $5.00 withdrawal service charge for second and third withdrawals; fourth withdrawal forfeits monthly drawing eligibility.
0.05% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum balance to avoid $1.00 monthly fee is $10.00; minimum balance to earn interest/obtain APY is $100.00.
0.05% interest rate · $1 monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Paper statement fee of $3.00 per month (fee waived with eStatements). Minimum balance for membership is $5.00. Rates subject to change after account is opened. Fees could reduce earnings.
Offer: $3.00 fee for paper statements (waived with eStatements). Minimum balance to earn stated APY is $25.00. Minimum balance for membership is $5.00.
0.05% interest rate · Effective Aug 19, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $3.00 monthly maintenance fee waived with a minimum daily balance of $100.00, or for persons under 18 or over 65 years of age.
Offer: Must maintain a minimum daily balance of $10.00 in the account to obtain APY. Interest compounded and credited monthly. $3.00 monthly maintenance fee waived with minimum daily balance of $100.00, or for persons under 18 or over 65 years of age.
0.05% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Available exclusively to Kasasa Cash or Kasasa Cash Back checking account holders. Requires $10.00 to $25.00 minimum opening deposit. No monthly maintenance fees. Qualifications require at least 12 debit card purchases, enrollment in e-Statements, and online banking log-on per monthly qualification cycle.
Offer: Base rate earned if qualifications are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires $25.00 minimum balance. ATM access available.
Offer: Minimum balance $25.00. Dividends earned on deposit of $500.00.
0.05% interest rate · Effective Sep 1, 2026
Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: No minimum weekly deposit required. Variable rate account; rate subject to change after opening.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Variable rate account; rate subject to change after opening.
Promotional rate · 0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - North Brookfield Savings BankTiered Money Market CheckingTiered Money Market Checking · $50 min · 0.00%–0.05% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Variable rate account. No monthly service charges.
Offer: Minimum balance to earn APY is $25.00.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Tiered Money Market Checking Balance APY Up to $25 0.00% Up to $10,000 0.01% $10,000 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22–24
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches