Bank · FDIC insured
The Cooperative Bank
A $548.3M bank headquartered in Roslindale, MA, with 4 branches in Massachusetts. Best rates: CDs 3.75% and savings 0.05% APY.
The Cooperative Bank Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#118 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The Cooperative Bank
Founded in Roslindale in April 1898 as Roslindale Cooperative Bank, the bank merged with Charlestown Cooperative Bank four years after 1994 to become The Cooperative Bank.
Headquartered in Roslindale, Massachusetts, The Cooperative Bank operates branches in Roslindale, West Roxbury, Charlestown, and Jamaica Plain.
- Headquarters
- 40 Belgrade Ave, Roslindale, MA 02131
- FDIC certificate
- 26922 ↗
Branches
4 branches in Massachusetts
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Massachusetts
4 branches
- The Cooperative BankMain office40 Belgrade Ave, Roslindale, MA 02131Directions
- Charlestown Branch201 Main St, Charlestown, MA 02129Directions
- Jamaica Plain Branch3531 Washington St, Jamaica Plain, MA 02130Directions
- West Roxbury Branch36 Spring St, West Roxbury, MA 02132Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.29% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.57% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $101 | $81 | — |
- CapitalLeverage ratio9.29%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.57%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$101Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The Cooperative Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.