Bank · FDIC insured
The Cooperative Bank Savings Rates
The Cooperative Bank’s best savings rate is 0.05% APY on $10,000, with its Statement Savings. Rates checked October 15, 2026.
How The Cooperative Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where The Cooperative Bank has the most branches. $10,000, best rate first.
This bank’s best
The Cooperative Bank
3.00%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $300
eLife Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
The Cooperative Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Cooperative Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
eLife Savings
3.00%APY
Requires an eLife Checking or Student Life Checking account to open and maintain. Only 1 eLife Savings account is allowed per tax reporting owner.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must maintain a minimum balance of $0.01 in the account each day to obtain APY. Interest compounded and credited monthly. Requires an eLife Checking or Student Life Checking account.Over $0 | 3.00% | $300 | Must maintain a minimum balance of $0.01 in the account each day to obtain APY. Interest compounded and credited monthly. Requires an eLife Checking or Student Life Checking account. |
Sources (1)
- thecooperativebank.com/rates · captured Oct 15, 2026
Special-purpose accounts
Statement Savings
0.05%APY
$3.00 monthly maintenance fee waived with a minimum daily balance of $100.00, or for persons under 18 or over 65 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMust maintain a minimum daily balance of $10.00 in the account to obtain APY. Interest compounded and credited monthly. $3.00 monthly maintenance fee waived with minimum daily balance of $100.00, or for persons under 18 or over 65 years of age.$10 and up | 0.05% | $5 | Must maintain a minimum daily balance of $10.00 in the account to obtain APY. Interest compounded and credited monthly. $3.00 monthly maintenance fee waived with minimum daily balance of $100.00, or for persons under 18 or over 65 years of age. |
Sources (1)
- thecooperativebank.com/rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.