Bank · FDIC insured
Monson Savings Bank Savings Rates
Monson Savings Bank’s best savings rate is 0.15% APY on $10,000, with its Statement Savings. Rates checked October 15, 2026.
How Monson Savings Bank’s savings rates compare
Compared with banks and credit unions near Springfield, MA, where Monson Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Monson Savings Bank
0.15%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $15
Statement Savings
Top rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
2nd-highest rate
Polish National Credit Union
3.50%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $350
Monson Savings Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Monson Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.15% | — |
| $50,000 – $100,000 | 0.25% | — |
| $100,000 and up | 0.30% | — |
Sources (3)
- monsonsavings.bank/bank/personal-savings
- monsonsavings.bank/bank/person…s/statement-savings.html
- monsonsavings.bank/manage/tools/rates.html
All captured Oct 15, 2026
Special-purpose accounts
MoneyMaking Savings
0.75%APY on $10,000
Requires linking to free MoneyMaking Checking. Automatic transfers of MoneyMaking Checking earnings. Limit one account per tax owner. If under 18, requires parent/legal guardian co-signer.
| Part of the balance | Rate on that part |
|---|---|
| Up to $100,000 | 0.75% |
| $100,000 and up | 0.25% |
On $10,000 the tiers blend to about 0.75% APY, earning $75 a year.
Sources (3)
- monsonsavings.bank/bank/personal-savings
- monsonsavings.bank/bank/person…moneymaking-savings.html
- monsonsavings.bank/manage/tools/rates.html
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.