Bank · FDIC insured
North Brookfield Savings Bank
A $448.7M bank headquartered in North Brookfield, MA, with 6 branches in Massachusetts. Best rates: CDs 3.51% and savings 0.05% APY.
North Brookfield Savings Bank Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#37 of 41 in Worcester, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About North Brookfield Savings Bank
Established in 1854, North Brookfield Savings Bank is a mutual savings bank headquartered in North Brookfield, Massachusetts.
The bank operates full-service branches in North Brookfield, East Brookfield, West Brookfield, Ware, Belchertown, and Three Rivers across Central and Western Massachusetts.
- Headquarters
- 9 Gilbert St, North Brookfield, MA 01535
- FDIC certificate
- 90258 ↗
Branches
6 branches in Massachusetts
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Massachusetts
6 branches
Worcester area · 3
- North Brookfield Savings BankMain office9 Gilbert St, North Brookfield, MA 01535Directions
- East Brookfield Branch100 W Main St, East Brookfield, MA 01515Directions
- West Brookfield Branch128 W Main St, West Brookfield, MA 01585Directions
Amherst Town area · 2
- Belchertown Branch4 Daniel Shays Hwy, Belchertown, MA 01007Directions
- Familyfirst Bank Branch40 Main St, Ware, MA 01082Directions
Springfield area · 1
- Three Rivers Branch2060 Main St, Three Rivers, MA 01080Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.92% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.29% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.56% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio10.92%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.29%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.56%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of North Brookfield Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.