Bank · FDIC insured
Millbury National Bank Savings Rates
Top CarrotMillbury National Bank’s best savings rate is 1.51% APY on $10,000, with its Everyday Money Market. Rates checked October 15, 2026.
How Millbury National Bank’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where Millbury National Bank has the most branches. $10,000, best rate first.
This bank’s best
Millbury National Bank
3.42%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $342
Platinum Money Market
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
Millbury National Bank savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0001.51%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0001.51%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Millbury National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Platinum Money Market
3.42%APY
Must be part of the Preferred Customer program with a combined average deposit balance of $250,000 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $1,000,000Must be part of the Preferred Customer program (Platinum customers have a combined average deposit balance of $250,000 or more). Rate index is 30 Day Avg SOFR minus 10% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.$500 – $1,000,000 | 3.42% | $342 | Must be part of the Preferred Customer program (Platinum customers have a combined average deposit balance of $250,000 or more). Rate index is 30 Day Avg SOFR minus 10% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00. |
Sources (2)
- mnbonline.com/loans/personal-loans/auto-loans.html
- mnbonline.com/personal/persona…ney-market-accounts.html
All captured Oct 5, 2026
Kasasa Saver
Up to 3.25%APY
Must be linked to Kasasa Cash Checking or Kasasa Cash Back Checking account. No minimum deposit required to open. Qualifications require at least 1 direct deposit or ACH payment transaction, at least 12 debit card purchases post and settle, and enrollment in e-Statements during each Monthly Qualification Cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000When Kasasa Cash or Kasasa Cash Back qualifications are met; balances below $100,000.01 | 3.25% | $325 | When Kasasa Cash or Kasasa Cash Back qualifications are met; balances below $100,000.01 |
| Any balanceWhen qualifications are not met, all balances earn base rate | 0.05% | $5 | When qualifications are not met, all balances earn base rate |
| Over $100,000When Kasasa Cash or Kasasa Cash Back qualifications are met; applies to portion of balance $100,000.01 and above (resulting in APY range from 0.40% to 3.25%) | 0.40% | — | When Kasasa Cash or Kasasa Cash Back qualifications are met; applies to portion of balance $100,000.01 and above (resulting in APY range from 0.40% to 3.25%) |
Sources (2)
- mnbonline.com/loans/personal-l…/cash-reserve-loans.html
- mnbonline.com/personal/persona…s/free-kasasa-saver.html
All captured Sep 18, 2026
Gold Money Market
2.47%APY
Must be part of the Preferred Customer program with a combined average deposit balance of $100,000 or more.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $1,000,000Must be part of the Preferred Customer program (Gold customers have a combined average deposit balance of $100,000 or more). Rate index is 30 Day Avg SOFR minus 35% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.$500 – $1,000,000 | 2.47% | $247 | Must be part of the Preferred Customer program (Gold customers have a combined average deposit balance of $100,000 or more). Rate index is 30 Day Avg SOFR minus 35% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00. |
Sources (2)
- mnbonline.com/loans/personal-loans/auto-loans.html
- mnbonline.com/personal/persona…ney-market-accounts.html
All captured Oct 5, 2026
Platinum Savings
2.00%APY
Personal account use only. Platinum customers have combined average balances of $250,000+; Gold and Platinum program is free and qualifications reviewed annually.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000,000Below $1,000,000.01 balance to earn APYUp to $1,000,000 | 2.00% | $200 | Below $1,000,000.01 balance to earn APY |
Sources (1)
- mnbonline.com/loans/personal-loans/auto-loans.html · captured Sep 18, 2026
Everyday Money Market
1.51%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $1,000,000Rate index is 30 Day Avg SOFR minus 60% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00.$500 – $1,000,000 | 1.51% | $151 | Rate index is 30 Day Avg SOFR minus 60% of the 30 Day Avg SOFR rate index. Advertised interest is paid only on balances up to $1,000,000.00; balances over $1,000,000.00 will not earn interest on the portion over $1,000,000.00. |
Sources (2)
- mnbonline.com/loans/personal-loans/auto-loans.html
- mnbonline.com/personal/persona…ney-market-accounts.html
All captured Oct 5, 2026
Everyday Savings
0.05%APY
Compounded and credited quarterly. Avoid the $5 fee by maintaining a $500 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance of $10 to earn APY; avoid $5 fee by maintaining $500 minimum daily balance$10 and up | 0.05% | $5 | Minimum balance of $10 to earn APY; avoid $5 fee by maintaining $500 minimum daily balance |
Sources (3)
- mnbonline.com/loans/personal-loans/auto-loans.html
- mnbonline.com/personal/personal-savings
- mnbonline.com/personal/persona…day-savings-account.html
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.05%APY
No setup fees, monthly fees, or annual maintenance fees. $500 minimum deposit to open. No minimum contribution requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance of $10 to earn APY$10 and up | 0.05% | $5 | Minimum balance of $10 to earn APY |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.