Bank · FDIC insured
Beacon Bank Savings Rates
Beacon Bank’s best savings rate is 3.20% APY, with its Beacon One Savings, with extra requirements. Rates checked October 17, 2026.
How Beacon Bank’s savings rates compare
Compared with banks and credit unions in Massachusetts, where Beacon Bank has the most branches. $10,000, best rate first.
This bank’s best
Beacon Bank
3.20%APY
- Requires
- Another account
- Minimum
- $250
- Earns on $10,000 a year
- $320
Beacon One Savings
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Beacon One Savings
3.20%APY
Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upVariable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.$10 and up | 3.20% | $320 | Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account. |
Sources (3)
- beaconbank.com/personal/beacon…/certificates-of-deposit
- beaconbank.com/personal/beacon-one/checking
- beaconbank.com/personal/beacon-one/savings
All captured Oct 15, 2026
Closed to new customers
Beacon One Money Market
3.05%APY
Requires a Beacon Bank checking account with an ownership relationship. No maintenance service charge fees regardless of balance maintained. Balance cannot exceed $5,000,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires a Beacon Bank checking account with an ownership relationship. Variable premium rate. | 3.05% | $305 | Requires a Beacon Bank checking account with an ownership relationship. Variable premium rate. |
| $25,000 – $5,000,000Requires a Beacon Bank checking account with an ownership relationship. Variable premium rate. | 3.20% | — | Requires a Beacon Bank checking account with an ownership relationship. Variable premium rate. |
Sources (2)
- beaconbank.com/personal/beacon…/certificates-of-deposit
- beaconbank.com/personal/beacon-one/money-market
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.