Compare Bank & Credit Union Rates
Best savings rates in Maine
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Maine
- 0.10%APY$10 a year on $10,000
Requirements
Product: Fees may apply and reduce earnings.
Offer: Fees may apply and reduce earnings. An early withdrawal penalty may apply and reduce earnings. All quoted interest rates are subject to change without notice.
0.10% interest rate · Effective Sep 29, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A minimum of $5.00 is required to maintain a savings account.
0.10% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum amount required to open membership is $5.00. Requires membership and eligibility, initial deposit and minimum balance of $5.00, ID verification.
0.10% interest rate · Effective Oct 3, 2026
Rate checked
More details - Saco & Biddeford SavingsEssential Money MarketEssential Money Market · $0 min · 0.10%–2.25% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Fees may reduce earnings. Rates are subject to change after account opening.
Offer: Fees may reduce earnings on this account. Rates are subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 – $100,000 0.45% $100,000 – $250,000 0.95% $250,000 – $500,000 1.30% $500,000 – $750,000 2.00% $750,000 and up 2.25% Rate checked
More details - Saco & Biddeford SavingsHigh Balance SavingsSavings · $0 min · 0.10%–3.55% by balance
Bank · 7 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2.00 monthly service charge waived if $100.00 minimum balance is kept.
0.10% interest rate · $2 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for High Balance Savings Balance APY Up to $1,000,000Your amount 0.10% $1,000,000 – $1,500,000 2.70% $1,500,000 – $3,000,000 3.20% $3,000,000 – $5,000,000 3.40% $5,000,000 – $10,000,000 3.55% $10,000,000 and up 3.55% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: A $25.00 deposit is required to open a savings account. Dividends compounded and credited monthly using average daily balance method.
Offer: Minimum balance to earn dividends is $100.00.
0.10% interest rate · Effective Dec 1, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. No minimum balance or monthly fees. Monthly dividends.
No monthly fee
Rate checked
More details - First Federal SavingsPremier Money MarketPremier Money Market · $10,000 min · 0.08%–2.02% by balance
Bank · 5 branches
0.08%APY$8 a year on $10,000with conditionsRequirements
Product: To be eligible, you must have a new or existing First Federal Savings NOW account and debit card. If the account falls below $10,000.00 no interest is earned.
Offer: Variable rate; rates may change after the account is opened. Must have a NOW account and Debit Card. If balance falls below $10,000.00 no interest is earned. Fees could reduce earnings. Loyalty points could earn an additional .39%.
Qualified rate · 0.08% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $10,000 and upYour amount 0.08% $25,000 and up 0.50% $50,000 and up 1.51% $100,000 and up 2.02% Rate checked
More details - 0.07%APY$7 a year on $10,000intro rate
Requirements
Offer: Variable rate; rates may change after the account is opened. Fees could reduce earnings.
Promotional rate · 0.07% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must live in the mid-coast area on a permanent or seasonal basis. Must maintain a $100 minimum monthly average balance. For variable rate accounts, rates may change after the account is opened. Fees could reduce earnings.
Offer: Variable rate; rates may change after opening. Fees could reduce earnings.
0.05% interest rate · Effective Oct 16, 2026
Rate checked
More details - Norway Savings BankMoney Market AccountsMoney Market Accounts · $25 min · 0.03%–0.15% by balance
Bank · 24 branches
0.05%APY$5 a year on $10,000Requirements
Product: A $25 deposit is required to open account. Fees may reduce earnings.
Offer: A $25 deposit is required to open account. Fees may reduce earnings.
0.03% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 0.03% $2,500 – $25,000Your amount 0.05% $25,000 – $50,000 0.08% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. Variable rate. Must meet monthly qualification cycle requirements (at least 12 debit card purchases post and settle, at least 1 direct deposit or ACH transaction post and settle, enrolled in e-Statements, and log in to Online/Mobile banking at least once) to earn higher dividend rates.
Offer: When qualifications are not met during monthly qualification cycle. Applies to all balances.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No monthly maintenance service charge. Six preauthorized transfers per statement cycle.
Offer: No monthly maintenance service charge.
No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Essential Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - Franklin-Somerset Federal Credit UnionMoney Market Share DraftMoney Market Share Draft · $1,500 min
Credit union · 5 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends compounded monthly when average daily balance meets or exceeds $1,500.00. Write up to 5 checks free per month; $1.00 fee for each check over 5. Minimum withdrawal amount is $100.00.
Offer: Dividends compounded monthly.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
191 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches