Credit union · NCUA insured
Coast Line Credit Union Savings Rates
Top CarrotCoast Line Credit Union’s best savings rate is 1.35% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How Coast Line Credit Union’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Coast Line Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Coast Line Credit Union
1.35%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $135
Money Market
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Coast Line Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.35%
- $100,000 balance$100,0002.45%
- QualifiedQualified1.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coast Line Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.35%APY
Membership required ($5.00 minimum amount to open membership). $2,500 minimum balance to earn interest. Unlimited deposits and withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $10,000 | 1.00% | — |
| $10,000 – $50,000 | 1.35% | $135 |
| $50,000 – $100,000 | 2.05% | — |
| $100,000 and up | 2.45% | — |
Share Savings
0.10%APY
Minimum amount required to open membership is $5.00. Requires membership and eligibility, initial deposit and minimum balance of $5.00, ID verification.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.10% | $10 |
Special-purpose accounts
IRA Money Market
1.75%APY
Membership required ($5.00 minimum amount to open membership).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $50,000 | 1.75% | $175 |
| $50,000 and up | 2.25% | — |
Sources (1)
- coastlinecu.com/rates · captured Oct 3, 2026
IRA Savings
0.75%APY
Minimum amount to open IRA Share is $50.00. Covers Traditional IRA, Roth IRA, Coverdell (Education) IRA, and SEP IRA wrappers.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.75% | $75 |
Club Accounts
0.10%APY
Includes All Purpose Club Account and Holiday Club Account variants. Requires membership and eligibility. Unlimited deposits, no penalty for withdrawal, no minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.10% | $10 |
Who can join Coast Line Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses located in the Counties of Cumberland, Sagadahoc, or York in Maine are eligible for membership.
- Persons who live, work, worship, or attend school in the Counties of Cumberland, Sagadahoc, or York in Maine are eligible for membership.
Employers and groups
- Employees of Boston and Maine Railroad Company, its subsidiaries, affiliates, or associates are eligible for membership.
- Employees of Maine Central Railroad, its subsidiaries, affiliates, or associates are eligible for membership.
- Employees of Springfield Terminal Railway Company, its subsidiaries, affiliates, or associates are eligible for membership.
Family and household
- Spouses, children, siblings, parents, grandparents, and grandchildren (including step and adoptive relationships), and persons living in the same residence maintaining a single economic unit with persons within the field of membership are eligible to join.
Cost to join
- A minimum share savings account deposit of $5.00 is required to establish credit union membership.
Membership information collected October 4, 2026.