Bank · FDIC insured
Saco & Biddeford Savings Savings Rates
Saco & Biddeford Savings’s best savings rate is 0.10% APY on $10,000, with its Essential Money Market. Rates checked October 22, 2026.
How Saco & Biddeford Savings’s savings rates compare
Compared with banks and credit unions near Portland, ME, where Saco & Biddeford Savings has the most branches. $10,000, best rate first.
This bank’s best
Saco & Biddeford Savings
3.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $300
Mutual High Yield Savings
Top rate
Lighthouse Credit Union
3.85%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Saco & Biddeford Savings savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.95%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Saco & Biddeford Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High Balance Savings
0.10%APY
$2.00 monthly service charge waived if $100.00 minimum balance is kept.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000,000 | 0.10% | $10 |
| $1,000,000 – $1,500,000 | 2.70% | — |
| $1,500,000 – $3,000,000 | 3.20% | — |
| $3,000,000 – $5,000,000 | 3.40% | — |
| $5,000,000 – $10,000,000 | 3.55% | — |
| $10,000,000 and up | 3.55% | — |
Mutual High Yield Savings
3.00%APY
An active Mutual Checking or Mutual Interest Checking account is required. Only one Mutual High Yield Savings allowed per primary customer. Converted to an Essential Money Market if the corresponding checking account is closed. $2.00 monthly service charge waived if $100.00 minimum balance is kept.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000 | 3.00% | $300 | |
| $100,000 and upAPY for this tier will range from 0.10% to 3.00% depending on the balance in the account. | 0.10% | — | APY for this tier will range from 0.10% to 3.00% depending on the balance in the account. |
Essential Money Market
0.10%APY
No monthly service fee. No minimum balance. Fees may reduce earnings. Rates are subject to change after account opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Fees may reduce earnings on this account. Rates are subject to change after account opening. | 0.10% | $10 | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
| $25,000 – $50,000Fees may reduce earnings on this account. Rates are subject to change after account opening. | 0.25% | — | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
| $50,000 – $100,000Fees may reduce earnings on this account. Rates are subject to change after account opening. | 0.45% | — | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
| $100,000 – $250,000Fees may reduce earnings on this account. Rates are subject to change after account opening. | 0.95% | — | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
| $250,000 – $500,000Fees may reduce earnings on this account. Rates are subject to change after account opening. | 1.30% | — | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
| $500,000 – $750,000Fees may reduce earnings on this account. Rates are subject to change after account opening. | 2.00% | — | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
| $750,000 and upFees may reduce earnings on this account. Rates are subject to change after account opening. | 2.25% | — | Fees may reduce earnings on this account. Rates are subject to change after account opening. |
Special-purpose accounts
Kids' Savings Account
0.32%APY
Must be 15 years or younger to open account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,001 | 1.20% | — | |
| $5,001 and upAnnual percentage yield for this tier will range from 0.32% to 1.20% depending on the balance in the account. | 0.32% | $32 | Annual percentage yield for this tier will range from 0.32% to 1.20% depending on the balance in the account. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.