Bank · FDIC insured
Bar Harbor Savings & Loan Savings Rates
Bar Harbor Savings & Loan’s best savings rate is 0.10% APY on $10,000, with its MONEY MARKET DEPOSIT ACCOUNT. Rates checked October 22, 2026.
How Bar Harbor Savings & Loan’s savings rates compare
Compared with banks and credit unions in Maine, where Bar Harbor Savings & Loan has the most branches. $10,000, best rate first.
This bank’s best
Bar Harbor Savings & Loan
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Statement Savings Account
Top rate
Lighthouse Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Northeast Bank
3.50%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Bar Harbor Savings & Loan savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bar Harbor Savings & Loan ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
MONEY MARKET DEPOSIT ACCOUNT
0.10%APY
Fees may apply and reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFees may apply and reduce earnings. An early withdrawal penalty may apply and reduce earnings. All quoted interest rates are subject to change without notice.Any balance | 0.10% | $10 | Fees may apply and reduce earnings. An early withdrawal penalty may apply and reduce earnings. All quoted interest rates are subject to change without notice. |
Sources (1)
- bhsla.com/deposit.html · captured Oct 3, 2026
Statement Savings Account
0.10%APY
Minimum to earn annual percentage yield: $5.00. All quoted interest rates are subject to change without notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum to earn annual percentage yield: $5.00.$5 and up | 0.10% | $10 | Minimum to earn annual percentage yield: $5.00. |
Sources (1)
- bhsla.com/deposit.html · captured Oct 22, 2026
Special-purpose accounts
IRA Money Market Deposit Accounts
0.15%APY
The Bank offers both traditional IRA and Roth accounts. Insured by the FDIC up to $250,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum to earn annual percentage yield: $5.00. Amounts between $5.00 and $2,499.99 earn an interest rate of 0.15% and an annual percentage yield of 0.15%. An early withdrawal penalty may apply and reduce earnings. All quoted interest rates are subject to change without notice.Up to $2,500 | 0.15% | — | Minimum to earn annual percentage yield: $5.00. Amounts between $5.00 and $2,499.99 earn an interest rate of 0.15% and an annual percentage yield of 0.15%. An early withdrawal penalty may apply and reduce earnings. All quoted interest rates are subject to change without notice. |
Sources (1)
- bhsla.com/deposit.html · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.