Bank · FDIC insured
Saco & Biddeford Savings
A $1.5B bank headquartered in Saco, ME, with 7 branches in Maine. Best rates: CDs 4.00% and savings 0.10% APY.
Saco & Biddeford Savings Carrot Score
77
Carrot Score
Higher than 44% of U.S. banks and credit unions
#22 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Saco & Biddeford Savings
Founded in 1827, Saco & Biddeford Savings is a bank operating in Maine.
- Headquarters
- 252 Main St, Saco, ME 04072
- FDIC certificate
- 17743 ↗
Branches
7 branches in Maine
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Maine
7 branches
- Saco & Biddeford Savings InstitutionMain office252 Main St, Saco, ME 04072Directions
- Biddeford Branch160 Shops Way, Biddeford, ME 04005Directions
- Old Orchard Beach Branch2 Portland Ave, Old Orchard Beach, ME 04064Directions
- Commercial Street Portland Branch136 Commercial St, Portland, ME 04101Directions
- Scarborough Branch41 Gorham Rd, Scarborough, ME 04074Directions
- South Portland Branch601 Broadway, South Portland, ME 04106Directions
- Westbrook Branch2 Hannaford Dr, Westbrook, ME 04092Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.02% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.14% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.24% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $119 | $88 | — |
- CapitalLeverage ratio10.02%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.14%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.24%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$119Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Saco & Biddeford Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.