Credit union · NCUA insured
Coast Line Credit Union
Top CarrotA $89.3M credit union headquartered in South Portland, ME, with 3,307 members and 1 branch in Maine. Best rates: CDs 3.70% and savings 1.35% APY.
Coast Line Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 90% of U.S. banks and credit unions
#6 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coast Line Credit Union
Originally chartered in 1927 as Railroad Workers Credit Union of Maine to serve railroad employees, the credit union changed its name to Coast Line Credit Union in 1996.
- Headquarters
- 333 Cottage Rd, South Portland, ME 04106-3919
- NCUA charter
- 60646
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses located in the Counties of Cumberland, Sagadahoc, or York in Maine are eligible for membership.
- Persons who live, work, worship, or attend school in the Counties of Cumberland, Sagadahoc, or York in Maine are eligible for membership.
Employers and groups
- Employees of Boston and Maine Railroad Company, its subsidiaries, affiliates, or associates are eligible for membership.
- Employees of Maine Central Railroad, its subsidiaries, affiliates, or associates are eligible for membership.
- Employees of Springfield Terminal Railway Company, its subsidiaries, affiliates, or associates are eligible for membership.
Family and household
- Spouses, children, siblings, parents, grandparents, and grandchildren (including step and adoptive relationships), and persons living in the same residence maintaining a single economic unit with persons within the field of membership are eligible to join.
Cost to join
- A minimum share savings account deposit of $5.00 is required to establish credit union membership.
Branches
1 branch in Maine
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Maine
1 branch
- Corp Office-333 CottageMain office333 Cottage Rd, South Portland, ME 04106Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 19.06% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.22% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.48% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio19.06%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.22%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.48%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coast Line Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.