Compare Bank & Credit Union Rates
Best savings rates in Portland, ME
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Portland, ME
- Androscoggin BankPersonal Money MarketPersonal Money Market · $25 min · 0.01%–0.50% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Opening deposit of $25 is required. Minimum daily balance of $5,000 must be maintained to avoid a $10.00 monthly service charge. Fees may reduce earnings. Stated minimum balance is required to obtain APY. Rates subject to change without notice once the account has been opened.
Offer: Tier 1. Stated minimum balance is required to obtain APY.
0.01% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $5,000 0.01% $5,000 – $25,000Your amountTier 2. 0.15% $25,000 – $50,000Tier 3. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.20% $50,000 – $75,000Tier 4. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.25% $75,000 – $100,000Tier 5. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.30% $100,000 and upTier 6. Minimum daily balance of $5,000 avoids $10 monthly service charge. 0.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: To open any account, must deposit or already have on deposit at least the par value of one full share ($25.00). Must maintain at least $25.00 membership share.
0.10% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for Share Balance APY Up to $10,000 0.10% $10,000 and upYour amount$25.00 membership share required 0.15% Rate checked
More details - Maine Community BankEssential Money MarketEssential Money Market · $1 min · 0.15%–1.50% by balance
Bank · 3 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $20,000Your amount 0.15% $20,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.25% $250,000 – $750,000 1.50% $750,000 and up 1.50% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum $5 deposit required to open and keep membership share open.
0.15% interest rate · No monthly fee
Rate checked
More details - Empeople Credit UnionSecondary Share (Sub-Share Savings Account)Savings · $0 min
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: No minimum deposit or daily balance required; open up to 7 sub-shares in digital banking.
0.15% interest rate · No monthly fee
Rate checked
More details - Cumberland County Federal Credit UnionRegular SavingsSavings · $50 min · 0.15%–0.35% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $5.00 minimum balance required. All members of CCFCU have a Regular Share Account.
0.15% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.20% $50,000 – $100,000 0.25% $100,000 – $250,000 0.30% $250,000 and up 0.35% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Applicants must be US citizens at least 18 years of age and a Maine or New Hampshire resident or an existing customer. No monthly fee and no minimum balance requirement.
0.15% interest rate · No monthly fee · Effective May 15, 2026
Rate by balance
Rate by balance for My MSB Savings Balance APY Up to $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - TruChoice Federal Credit UnionSavingsSavings · $25 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends compounded and credited monthly based on average daily balance. $25 minimum deposit for primary share account; secondary savings accounts have no minimum deposit or balance.
Offer: Minimum balance required to obtain respective APY for dividend period.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $200 0.00% $200 – $2,500 0.15% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 – $75,000 0.20% $75,000 – $250,000 0.25% $250,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Maine Savings Federal Credit UnionMoney Market AccountsMoney Market Accounts · $0 min · 0.10%–0.75% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Tiered rate account where the dividend rate and APY for a particular tier apply to the entire balance in the account.
Offer: Minimum balance to earn dividends is $2,500.
0.10% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 – $100,000 0.50% $100,000 – $250,000 0.60% $250,000 and up 0.75% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes membership at Town & Country Federal Credit Union; must maintain $25 within account at all times to remain a member.
Offer: Dividends compounded monthly and credited monthly. Rates may change after the account is open.
0.10% interest rate · Compounded monthly · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $10 to avoid service fees.
Offer: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
0.05% interest rate
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $2,499 0.05% $2,500 – $19,999Your amount 0.10% $20,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement of $100 to avoid service fees.
Offer: Balance in the account must be maintained each day within the tier range to obtain the disclosed APY.
0.00% interest rate
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $2,499 0.00% $2,500 – $19,999Your amount 0.10% $20,000 – $99,999 0.15% $100,000 – $249,999 0.25% $250,000 – $499,999 0.35% $500,000 and up 0.45% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secure Maine Savings membership with $5.00 minimum balance. Earn and receive monthly dividends based on average daily balance. $5 per member minimum deposit to open account.
Offer: $5 per member minimum to earn dividends
0.10% interest rate · Effective Oct 3, 2026
Rate checked
More details - Saco & Biddeford SavingsEssential Money MarketEssential Money Market · $0 min · 0.10%–2.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: No monthly service fee. No minimum balance. Fees may reduce earnings. Rates are subject to change after account opening.
Offer: Fees may reduce earnings on this account. Rates are subject to change after account opening.
0.10% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Essential Money Market Balance APY Up to $25,000Your amount 0.10% $25,000 – $50,000 0.25% $50,000 – $100,000 0.45% $100,000 – $250,000 0.95% $250,000 – $500,000 1.30% $500,000 – $750,000 2.00% $750,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Portland, ME
83 accounts at 27 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.33%
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Portland, ME metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Dirigo Federal Credit UnionCredit union · 1 branch
- Trademark Federal Credit UnionCredit union · 1 branch
- Atlantic Federal Credit UnionCredit union · 12 branches