Compare Bank & Credit Union Rates
Best savings rates in Louisiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Louisiana
- 0.35%APY$35 a year on $10,000
Requirements
Product: Secondary savings account to save for any occasion or specific purpose (e.g., college, new car, unexpected expenses). $5 minimum balance to open and $5 must remain in account to stay active. No monthly service charge and no limit on withdrawals.
Offer: Earns dividends each month. $5.00 minimum deposit to obtain APY.
0.35% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Primary savings account and foundation of membership. Requires $25 minimum balance to open and maintain membership. Allows three in-person withdrawals per month ($5 fee per withdrawal thereafter), with no limit on ATM withdrawals. No monthly service charge.
Offer: Dividends paid monthly. $25 minimum deposit to obtain APY and maintain membership.
0.35% interest rate · No monthly fee · Effective Jan 6, 2026
Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Dividends are compounded daily and credited to the account monthly for accounts with balances. All dividends are paid monthly.
0.35% interest rate · Compounded daily · Effective May 1, 2026
Rate checked
More details - Formation Credit UnionSuper Savings (S21)Savings · $2,500 min · 0.25%–0.42% by balance
Credit union · 1 branch
0.31%APY$31 a year on $10,000Requirements
Product: Minimum balance of $2,500 is required to open. Dividends are earned on all balances. Deposits must be made in increments of $250 or more and withdrawals must be made in increments of $500 or more.
Offer: Calculated daily, paid quarterly.
Effective May 1, 2026
Rate by balance
Rate by balance for Super Savings (S21) Balance APY $2,500 and up 0.25% $10,000 and upYour amount 0.31% $25,000 and up 0.42% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Neighbors Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.50% by balance
Credit union · 12 branches
0.30%APY$30 a year on $10,000Requirements
Offer: Balance below $2,500; $10 monthly fee applies if total average monthly deposit balance is below $2,500 with no active loan (fee does not apply to accounts owned by members under 25 or with Neighbors Plus/Basic checking).
0.00% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Dividends compounded and credited monthly. 0.20% $10,000 – $25,000Your amountDividends compounded and credited monthly. 0.30% $25,000 – $50,000Dividends compounded and credited monthly. 0.40% $50,000 and upDividends compounded and credited monthly. 0.50% Rate checked
More details - OnPath Federal Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.40% by balance
Credit union · 16 branches
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Rate may change after account is opened. Fees may reduce earnings.
0.00% interest rate · Effective Nov 5, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.20% $10,000 – $50,000Your amount 0.30% $50,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Online-only account. e-Statements required. 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 service charge if balance falls below $25 during the quarterly statement period.
Offer: Minimum $25 to open and obtain APY. $5 quarterly service charge waived if balance remains above $25 during quarterly statement period.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 quarterly service charge if balance falls below $100 during statement period.
Offer: Maintain a minimum balance of $100 to obtain the APY and avoid service charge.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - Keesler Federal Credit UnionHigh Interest Money Market Account (HIMMA)High Interest Money Market Account (HIMMA) · $2,500 min · 0.30%–0.40% by balance
Credit union · 20 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open account and earn dividends. Automatic transfers limited to six per month. Dividends paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for High Interest Money Market Account (HIMMA) Balance APY $2,500 – $10,000 0.30% $10,000 – $50,000Your amount 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - T.E.A. Federal Credit UnionMoney Market AccountMoney Market Account · $1,500 min
Credit union · 1 branch
0.30%APY$30 a year on $10,000Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Dividends on share accounts are set in arrears by the Board on a quarterly basis. Accounts earn dividends with a minimum balance of $100. $10 membership fee upon opening. Minimum $15 balance requirement. Limited to 3 teller withdrawals and 3 ATM withdrawals per month.
0.25% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with Carter Credit Union. Includes 2 free withdrawals per month ($10 charge for each additional withdrawal).
0.25% interest rate · No monthly fee · Effective May 1, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Louisiana
234 accounts at 106 banks and credit unions · checked Oct 16–22
- Typical
- 0.21%
- Top 10% from
- 2.50%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Louisiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Post Office Employees Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 25 branches
- New Orleans Firemen's Federal Credit UnionCredit union · 9 branches