Credit union · NCUA insured
Ouachita Valley FCU Savings Rates
Ouachita Valley FCU’s best savings rate is 0.35% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Ouachita Valley FCU’s savings rates compare
Compared with banks and credit unions near Monroe, LA, where Ouachita Valley FCU has the most branches. $10,000, best rate first.
This credit union’s best
Ouachita Valley FCU
0.35%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $35
Special Savings
Top rate
Centric Federal Credit Union
4.01%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $401
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Ouachita Valley FCU savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ouachita Valley FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Savings
0.35%APY
Primary savings account and foundation of membership. Requires $25 minimum balance to open and maintain membership. Allows three in-person withdrawals per month ($5 fee per withdrawal thereafter), with no limit on ATM withdrawals. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends paid monthly. $25 minimum deposit to obtain APY and maintain membership.$25 and up | 0.35% | $35 | Dividends paid monthly. $25 minimum deposit to obtain APY and maintain membership. |
Special Savings
0.35%APY
Secondary savings account to save for any occasion or specific purpose (e.g., college, new car, unexpected expenses). $5 minimum balance to open and $5 must remain in account to stay active. No monthly service charge and no limit on withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarns dividends each month. $5.00 minimum deposit to obtain APY.$5 and up | 0.35% | $35 | Earns dividends each month. $5.00 minimum deposit to obtain APY. |
Sources (3)
- ouachitavalleyfcu.org/additional-savings
- ouachitavalleyfcu.org/rates
- ouachitavalleyfcu.org/special-savings
All captured Sep 24, 2026
Special-purpose accounts
Share IRA
1.51%APY
Early withdrawals from a CD or IRA may be subject to penalty.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum deposit to obtain APY. Early withdrawals from a CD or IRA may be subject to penalty.$5 and up | 1.51% | $151 | $5.00 minimum deposit to obtain APY. Early withdrawals from a CD or IRA may be subject to penalty. |
Sources (1)
- ouachitavalleyfcu.org/rates · captured Sep 24, 2026
Christmas Club
0.35%APY
Designed to save for the holidays. $5 minimum balance to open and $5 must remain in account. Two withdrawals allowed per year (account will be closed after the 2nd withdrawal). Funds are transferred to checking account on November 1st (or to savings if no checking account is available). No service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarns dividends each month. $5.00 minimum deposit to obtain APY.$5 and up | 0.35% | $35 | Earns dividends each month. $5.00 minimum deposit to obtain APY. |
Sources (2)
All captured Sep 24, 2026
NextGen Savings
0.35%APY
Youth savings account for children to learn budgeting and personal finance basics. $5 minimum balance to open and must remain in account to retain membership. No monthly service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends paid monthly. Listed as Valley Youth Savers on rate schedule.$5 and up | 0.35% | $35 | Dividends paid monthly. Listed as Valley Youth Savers on rate schedule. |
Vacation Club
0.35%APY
Designed to save for vacations and trips. $5 minimum balance to open and $5 must remain in account. Two withdrawals allowed per year (account will be closed after the 2nd withdrawal). No service charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upEarns dividends each month. $5.00 minimum deposit to obtain APY.$5 and up | 0.35% | $35 | Earns dividends each month. $5.00 minimum deposit to obtain APY. |
Sources (2)
All captured Sep 24, 2026
Who can join Ouachita Valley FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Bienville, Caldwell, Catahoula, Claiborne, East Carroll, Franklin, Jackson, LaSalle, Lincoln, Madison, Morehouse, Ouachita, Richland, Tensas, Union, West Carroll, or Winn Parish are eligible for membership.
Employers and groups
- Employees who work for a sponsor company are eligible for membership.
Family and household
- Family members of employees who work for a sponsor company are eligible for membership.
Membership information collected October 5, 2026.