Credit union · NCUA insured
OnPath Federal Credit Union Savings Rates
OnPath Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How OnPath Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Orleans, LA, where OnPath Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
OnPath Federal Credit Union
0.30%APY
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market
Top rate
Keesler Federal Credit Union
3.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $325
2nd-highest rate
Chevron Federal Credit Union
3.15%APY
- Minimum
- $0
- Earns on $10,000 a year
- $315
OnPath Federal Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0004.15%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where OnPath Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Elite Money Market
0.15%APY
Up to three penalty-free withdrawals per month. Dividends paid monthly. Rates may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500 | 0.10% | — | |
| $2,500 – $25,000 | 0.15% | $15 | |
| $25,000 and upThe 4.15% APY applies only to new money with balances of $25,000 or more. | 4.15% | — | The 4.15% APY applies only to new money with balances of $25,000 or more. |
Sources (2)
All captured Oct 5, 2026
Money Market
0.30%APY
Dividends paid monthly. Rate may change after account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $10,000 | 0.20% | — |
| $10,000 – $50,000 | 0.30% | $30 |
| $50,000 and up | 0.40% | — |
Sources (1)
- beonpath.org/rates · captured Oct 5, 2026
General Share / Savings Accounts
0.15%APY
Rate may change after account is opened. Overdraft protection available. No minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum balance is $5.00. Fees may reduce earnings. Rate may change after account is opened. | 0.10% | — | Minimum balance is $5.00. Fees may reduce earnings. Rate may change after account is opened. |
| $2,500 and upMinimum balance is $5.00. Fees may reduce earnings. Rate may change after account is opened. | 0.15% | $15 | Minimum balance is $5.00. Fees may reduce earnings. Rate may change after account is opened. |
Sources (3)
- beonpath.org/es/spend-save/personal/savings-accounts
- beonpath.org/rates
- beonpath.org/spend-save/personal/savings-accounts
All captured Sep 18, 2026
Special-purpose accounts
IRA & Roth IRA Passbook
0.50%APY
Traditional and Roth IRA savings options. Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAll balances $0.00 or greater earn 0.50% APY. Dividends paid monthly.Any balance | 0.50% | $50 | All balances $0.00 or greater earn 0.50% APY. Dividends paid monthly. |
Sources (2)
All captured Sep 18, 2026
Christmas Club Account
0.15%APY
No setup or maintenance fees. Make deposits anytime. Balance automatically transfers to Base Share on November 1. Early withdrawal subject to a $10 fee and penalties. Dividends calculated on actual dollar amount and not paid for any day the balance falls below $200.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Earns dividends monthly. Dividends not paid for any day balance falls below $200. Rate may change after account is opened. | 0.10% | — | Earns dividends monthly. Dividends not paid for any day balance falls below $200. Rate may change after account is opened. |
| $2,500 and upEarns dividends monthly. Dividends not paid for any day balance falls below $200. Rate may change after account is opened. | 0.15% | $15 | Earns dividends monthly. Dividends not paid for any day balance falls below $200. Rate may change after account is opened. |
Sources (3)
- beonpath.org/es/spend-save/personal/savings-accounts
- beonpath.org/rates
- beonpath.org/spend-save/personal/savings-accounts
All captured Sep 18, 2026
Who can join OnPath Federal Credit Union
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