Credit union · NCUA insured
Ouachita Valley FCU
A $462M credit union headquartered in West Monroe, LA, with 36,568 members and 6 branches in Louisiana. Best rates: CDs 3.81% and savings 0.35% APY.
Ouachita Valley FCU Carrot Score
76
Carrot Score
Higher than 42% of U.S. banks and credit unions
#7 of 12 in Monroe, LA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ouachita Valley FCU
Founded in 1955 as Ouachita Parish Teachers Federal Credit Union by seven educators, the institution is headquartered in West Monroe, Louisiana.
Ouachita Valley Federal Credit Union operates as a member-owned, cooperative credit union.
- Headquarters
- 1420 Natchitoches St, West Monroe, LA 71292
- NCUA charter
- 10181
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in Bienville, Caldwell, Catahoula, Claiborne, East Carroll, Franklin, Jackson, LaSalle, Lincoln, Madison, Morehouse, Ouachita, Richland, Tensas, Union, West Carroll, or Winn Parish are eligible for membership.
Employers and groups
- Employees who work for a sponsor company are eligible for membership.
Family and household
- Family members of employees who work for a sponsor company are eligible for membership.
Branches
6 branches in Louisiana
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Louisiana
6 branches
- Ouachita Valley FCUMain office1420 Natchitoches St, West Monroe, LA 71292Directions
- Ouachita Valley FCU3170 Sterlington Rd, Monroe, LA 71203Directions
- Ouachita Valley FCU1705 Martin Luther King Jr Dr, Monroe, LA 71202Directions
- Ouachita Valley FCU2400 Louisville Ave, Monroe, LA 71201Directions
- Ouachita Valley FCU Rebel Branch201 Riggs St, West Monroe, LA 71291Directions
- Ouachita Valley Federal Credit Union135 Well Rd, West Monroe, LA 71291Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.12% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.78% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.40% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $72 | $76 | — |
- CapitalNet worth ratio13.12%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.78%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.40%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$72Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ouachita Valley FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.