Bank · FDIC insured
Bank of Zachary Savings Rates
Bank of Zachary’s best savings rate is 0.30% APY on $10,000, with its Regular Savings. Rates checked October 16, 2026.
How Bank of Zachary’s savings rates compare
Compared with banks and credit unions near Baton Rouge, LA, where Bank of Zachary has the most branches. $10,000, best rate first.
This bank’s best
Bank of Zachary
0.30%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $30
e-Z Savings
Top rate
Baton Rouge Telco FCU
3.85%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $385
2nd-highest rate
Ascension Credit Union
3.60%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $360
Bank of Zachary savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Zachary ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
e-Z Money Market
0.25%APY
$15 monthly service charge waived by maintaining a minimum daily balance of $1,500 during the statement cycle. Up to 6 transfers/withdrawals per statement cycle before a fee applies. Interest is calculated on the daily collected balance and compounded/credited monthly. Variable rates subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 – $25,000Tier 1. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. | 0.25% | $25 | Tier 1. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. |
| $25,000 – $100,000Tier 2. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. | 0.85% | — | Tier 2. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. |
| $100,000 – $250,000Tier 3. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. | 1.51% | — | Tier 3. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. |
| $250,000 – $500,000Tier 4. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. | 1.76% | — | Tier 4. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. |
| $500,000 and upTier 5. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. | 2.27% | — | Tier 5. $15 monthly service charge waived if lowest balance during cycle is $1,500 and above. |
Sources (1)
- bankofzachary.com/personal/checking · captured Oct 5, 2026
Regular Savings
0.30%APY
6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 quarterly service charge if balance falls below $100 during statement period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMaintain a minimum balance of $100 to obtain the APY and avoid service charge.$100 and up | 0.30% | $30 | Maintain a minimum balance of $100 to obtain the APY and avoid service charge. |
Sources (1)
- bankofzachary.com/personal/savings-cds-iras · captured Oct 5, 2026
e-Z Savings
0.30%APY
Online-only account. e-Statements required. 6 withdrawals per quarter at no charge, $5 fee for each thereafter. $5 service charge if balance falls below $25 during the quarterly statement period.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum $25 to open and obtain APY. $5 quarterly service charge waived if balance remains above $25 during quarterly statement period.$25 and up | 0.30% | $30 | Minimum $25 to open and obtain APY. $5 quarterly service charge waived if balance remains above $25 during quarterly statement period. |
Sources (1)
- bankofzachary.com/personal/savings-cds-iras · captured Oct 5, 2026
Special-purpose accounts
Christmas Savings
0.30%APY
Account can be opened beginning every October. Funds disbursed after September 30th. Statements mailed annually as of September 30th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum $100 to open and obtain APY.$100 and up | 0.30% | $30 | Minimum $100 to open and obtain APY. |
Sources (1)
- bankofzachary.com/personal/savings-cds-iras · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.