Credit union · NCUA insured
T.E.A. Federal Credit Union Savings Rates
T.E.A. Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 5, 2026.
How T.E.A. Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Houma, LA, where T.E.A. Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
T.E.A. Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
b1BANK
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
T.E.A. Federal Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where T.E.A. Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,500 and up | 0.30% | $30 |
Sources (3)
All captured Sep 24, 2026
Regular Share Savings
0.10%APY
Compounded daily, credited quarterly. Membership requires $10.00 fee, $35.00 minimum deposit to open an account, and maintaining a $25.00 minimum balance for full service.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upCompounded daily, credited quarterly.$10 and up | 0.10% | $10 | Compounded daily, credited quarterly. |
Sources (4)
- teafcu.org/s/11-TEA-Brochure.pdf
- teafcu.org/s/1TEA-Brochure.pdf
- teafcu.org/membership
- teafcu.org/services
All captured Sep 18, 2026
Special-purpose accounts
IRA Shares
0.45%APY
Compounded daily, credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 and upCompounded daily, credited quarterly.$500 and up | 0.45% | $45 | Compounded daily, credited quarterly. |
Sources (1)
- teafcu.org/services · captured Sep 18, 2026
Christmas Club Accounts
0.15%APY
Compounded daily, credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded daily, credited quarterly.$5 and up | 0.15% | $15 | Compounded daily, credited quarterly. |
Sources (3)
All captured Sep 18, 2026
Vacation Club Accounts
0.15%APY
Compounded daily, credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upCompounded daily, credited quarterly.$5 and up | 0.15% | $15 | Compounded daily, credited quarterly. |
Sources (3)
All captured Sep 18, 2026
Who can join T.E.A. Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in the credit union's charter parishes is eligible for membership.
Employers and groups
- Members of the Board of Directors of the Terrebonne Parish Men Day Association who work in Houma, LA are eligible for membership.
Cost to join
- Must maintain a minimum balance of $25.00 for full service.
- A minimum deposit of $35.00 is required to open an account.
- A membership fee of $10.00 is required.
Membership information collected October 5, 2026.