Compare Bank & Credit Union Rates
Best savings rates in Lexington, KY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lexington, KY
- KUE Federal Credit UnionRegular SharesSavings · $5 min · 0.20%–0.80% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Establishes credit union membership. Par value of a regular share is $5.00. No monthly fees.
0.20% interest rate · No monthly fee · Effective Oct 2, 2023
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $20,000Your amount 0.20% Over $20,000 0.80% Rate checked
More details - The Health and Education Federal Credit UnionPersonal SavingsSavings · $25 min
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Requires active membership with a $5.00 one-time membership fee. Dividends calculated on average daily balance and paid quarterly.
0.20% interest rate · No monthly fee · Effective Oct 1, 2025
Rate checked
More details - Y-12 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.15%–0.30% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to earn dividends.
0.15% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $24,999Your amount 0.15% $25,000 – $74,999 0.20% $75,000 – $99,999 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends compounded and credited monthly based on average daily balance. No monthly service fees.
Offer: No minimum balance to earn APY; no minimum balance to avoid service fee.
0.15% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Foundational account required for all Metro Plus Credit Union members representing ownership share. Dividends are calculated using the Average Daily Balance Method and compounded/credited quarterly.
Offer: Rates calculated using Average Daily Balance Method and compounded quarterly. $25 initial deposit required.
0.15% interest rate · Compounded quarterly · Effective Jun 25, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Minimum balance requirement is $5,000. Dividends calculated using a tiered dividend rate. You must maintain the amount stated in each tier to earn the disclosed APY for that tier.
Offer: Requires maintaining tier balance. Account has an overall minimum balance requirement of $5,000.
Rate by balance
Rate by balance for Personal Reserve Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Must have an active Kasasa Cash, Kasasa Play, or Kasasa Cash Back checking account. Requires enrollment in online banking and electronic statements. Limit 1 account per social security number.
Offer: Base rate earned on all balances if monthly qualifications in linked Kasasa checking are not met.
Qualified rate · No monthly fee · Effective Sep 22, 2022
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - Forcht BankPerformance Money MarketPerformance Money Market · $2,500 min · 0.05%–0.15% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: $2,500 minimum balance requirement, or an aggregate balance of $5,000; if falls below $6 monthly service charge.
Offer: Minimum balance to obtain APY refers to the amount of the principal in the account each day. Interest is compounded daily and paid monthly or quarterly, based on account type. Rate and APY may be subject to change after opening. $6 monthly service charge if balance falls below $2,500 or aggregate balance below $5,000.
0.05% interest rate · Compounded daily · $6 monthly fee · Effective Dec 19, 2024
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $500 minimum balance requirement; $5 monthly service charge if balance falls below minimum.
Offer: $5 monthly service charge if balance falls below $500.
0.05% interest rate · $5 monthly fee · Effective Dec 19, 2024
Rate by balance
Rate by balance for Forcht Friend Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 8 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Membership share account. Can be opened with as little as $5. Minimum combined daily balance of $200 required within 6 months to avoid monthly maintenance fee, unless the member has another account relationship.
Offer: $5.00 monthly maintenance fee applies if minimum combined daily balance drops below $200 with savings relationship only and no other services; fee waived for first 6 months of membership, members under 18/over 65, or with loan/credit card relationship.
0.07% interest rate · $5 monthly fee · Effective May 1, 2025
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 8 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lexington, KY
72 accounts at 27 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.95%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.20%
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Lexington, KY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 6 branches
- Members Heritage CUCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch