Credit union · NCUA insured
KUE Federal Credit Union Savings Rates
KUE Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How KUE Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Lexington, KY, where KUE Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KUE Federal Credit Union
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $75
Kasasa Saver
Top rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
2nd-highest rate
Blue Grass Federal
3.50%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
KUE Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.80%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KUE Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.20%APY
Establishes credit union membership. Par value of a regular share is $5.00. No monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.20% | $20 |
| Over $20,000 | 0.80% | — |
Special Shares
0.20%APY
Par value of a regular share is $5.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.20% | $20 |
| Over $20,000 | 0.80% | — |
Sources (1)
- kuefcu.com/checking-savings/pe…-cash-back-checking.html · captured Oct 5, 2026
Kasasa Saver
Up to 0.75%APY
Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. No monthly maintenance fee. No minimum balance to earn rewards. No minimum deposit to open. Limit 1 account per member.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases, online banking logon, and eStatements enrollment during Monthly Qualification Cycle). | 0.75% | $75 | When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account (at least 1 direct deposit/ACH credit/ACH payment, at least 12 debit card purchases, online banking logon, and eStatements enrollment during Monthly Qualification Cycle). |
| Any balanceWhen qualifications on linked Kasasa Cash or Kasasa Cash Back account are not met; earned on entire average daily balance. | 0.01% | $1 | When qualifications on linked Kasasa Cash or Kasasa Cash Back account are not met; earned on entire average daily balance. |
| Over $10,000When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account; dividend rate of 0.20% earned on portion of balance over $10,000.01, resulting in a range from 0.20% to 0.75% APY depending on balance. | 0.20% | — | When qualifications are met on linked Kasasa Cash or Kasasa Cash Back account; dividend rate of 0.20% earned on portion of balance over $10,000.01, resulting in a range from 0.20% to 0.75% APY depending on balance. |
Loan Savings
0.20%APY
Grow savings to pay off loan. Automatic payment transfers on loan due date and provides an additional 0.25% discount on loan rate.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Special-purpose accounts
Youth Savings
0.25%APY
Exclusive account for members up to 17 years of age. Linked to parent/guardian account until youth reaches age 18, then converts to Share Savings Account. No monthly service fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,500 | 2.00% | — |
| Over $1,500 | 0.25% | $25 |
Christmas Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.20% | $20 |
Individual Retirement Accounts (IRA Shares)
0.20%APY
Traditional, Roth, and Education IRA accounts; membership restrictions may apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Oct 5, 2026
Who can join KUE Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retired employees of LG&E, KU, ODP – PPL Companies, Davis H. Elliot Company, and Groves Electrical Services are eligible for membership.
- Employees of KUE FCU are eligible for membership.
Family and household
- Immediate relatives of a member (or of a KUE FCU employee)—including spouse (and surviving spouse), spouse's children, spouse's parents, member's children (related by blood, marriage, adoption, or legal arrangements such as foster care), member's children's spouse(s), member's grandchildren, member's sibling(s), and member's parents—are eligible for membership.
Cost to join
- An initial $5 deposit is required for membership.
Membership information collected October 4, 2026.