Compare Bank & Credit Union Rates
Best savings rates in Shepherdsville, KY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Shepherdsville, KY
- Beacon Community Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 0.50%–4.00% by balance
Credit union · 1 branch
4.00%APY$400 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open. Tiered dividends based on balance. Maximum 3 share drafts / checks per month drawn on MM and maximum 3 withdrawals or transfers per month.
Offer: Avg Balance up to $10K
3.93% interest rate · Effective Jul 1, 2025
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $10,000Your amount 4.00% $10,000 – $25,000 0.50% $25,000 – $50,000 0.80% Over $50,000Over $50,000 1.00% Rate checked
More details - Republic BankPromotional Premium Money Market AccountPromotional Premium Money Market Account · $5,000 min · 0.65%–3.75% by balance
Bank · 1 branch
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: Requires applicant to be a Tennessee resident and not have a Republic Bank personal Money Market account at opening. Must open or maintain a primary Republic personal checking account and conduct 5 or more qualifying transactions (Direct deposit ACH credit, Bill Pay, POS Debit, ACH Debit) within any one of the first 3 statement cycles following opening; otherwise rate reverts to standard chart. Must be opened with at least $5,000 in funds not currently held on deposit at Republic Bank. A $10 fee applies if balance falls below $5,000 during statement cycle. Interest rate paid on entire balance.
Qualified rate · 0.65% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Promotional Premium Money Market Account Balance APY Up to $5,000 0.65% $5,000 – $100,000Your amountPromotional rate requires qualifying checking account and transaction criteria. 3.75% $100,000 – $7,500,000Promotional rate requires qualifying checking account and transaction criteria. 3.75% Over $7,500,000 0.65% Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details - L&N Federal Credit UnionRegular Money MarketRegular Money Market · $0 min · 1.75%–3.25% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Regular Money Market has no minimum opening balance requirement. No monthly maintenance fees. Dividends are earned daily and posted monthly. Up to 6 withdrawals or transfers per month. Rates can change weekly.
Offer: Dividends are earned daily and posted monthly.
No monthly fee
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $5,000 1.75% $5,000 – $15,000Your amount 1.75% $15,000 – $25,000 1.75% $25,000 – $50,000 2.25% $50,000 – $100,000 2.75% $100,000 and up 3.25% Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.75%–2.25% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Requires active Park Perks enrollment (requires Thryve Checking account, debit card, and enrollment in Savings Jar with minimum of one round up in current statement cycle). Monthly maintenance fee waived.
Qualified rate · 0.75% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.75% $50,000 – $150,000 1.30% $150,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Abound Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.55%–1.10% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Dividends paid and compounded monthly. Minimum balance to earn dividends: $1,000. Subject to $10 membership fee if not already a member. Subject to $10 monthly fee if balance falls below $1,000. Subject to excessive withdrawal fees if more than 6 withdrawals are made within a calendar month. Available to both consumer and business members.
Offer: 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method.
0.55% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.10% Over $250,000 1.10% Rate checked
More details - Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.45%–1.10% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance.
Qualified rate · 0.45% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.45% $50,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.10% Rate checked
More details - Beacon Community Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · up to $10,000
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Minimum $2,500 deposit to open. Tiered dividends based on balance. Maximum 3 share drafts / checks per month drawn on MM and maximum 3 withdrawals or transfers per month.
0.25% interest rate · Effective Jul 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Dividends paid quarterly on average daily balances of $100 or more. Membership requires a $5 minimum balance. No monthly maintenance fees. Includes free online banking, mobile banking, and eStatements.
Offer: Dividends paid quarterly on average daily balances of $100 or more.
0.15% interest rate · No monthly fee · Effective Jul 1, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.07%APY$7 a year on $10,000
Requirements
Product: Membership share account. Can be opened with as little as $5. Minimum combined daily balance of $200 required within 6 months to avoid monthly maintenance fee, unless the member has another account relationship.
Offer: $5.00 monthly maintenance fee applies if minimum combined daily balance drops below $200 with savings relationship only and no other services; fee waived for first 6 months of membership, members under 18/over 65, or with loan/credit card relationship.
0.07% interest rate · $5 monthly fee · Effective May 1, 2025
Rate checked
More details - Abound Credit UnionSavings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Subject to $10 membership fee if not already a member. Minimum balance to earn APY is $100.00 (under age 18, $0.00). Business accounts not eligible.
Offer: Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule).
0.05% interest rate · Compounded quarterly · Effective Sep 2, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $10,000Your amount 0.05% $10,000 – $50,000 0.10% Over $50,000 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
Offer: Balances through $99.99. APY equals interest rate.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Shepherdsville, KY
16 accounts at 5 banks and credit unions · checked Oct 22
- Typical
- 0.20%
- Top 10% from
- 3.00%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.35%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches