Bank · FDIC insured
Peoples Exchange Bank Savings Rates
Peoples Exchange Bank’s best savings rate is 1.01% APY, with its Kasasa Saver, with extra requirements. Rates checked October 22, 2026.
How Peoples Exchange Bank’s savings rates compare
Compared with banks and credit unions near Lexington, KY, where Peoples Exchange Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Exchange Bank
1.01%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $101
Kasasa Saver
Top rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
2nd-highest rate
Blue Grass Federal
3.50%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Peoples Exchange Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.10%
- QualifiedQualified1.01%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Exchange Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
0.00%APY on $10,000
Must have an active Kasasa Cash, Kasasa Play, or Kasasa Cash Back checking account. Requires enrollment in online banking and electronic statements. Limit 1 account per social security number.
| Part of the balance | Rate on that part |
|---|---|
| $10,000 and up | 0.50% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
- pebank.com/kasasa-monthly-qualification-cycle
- pebank.com/kasasa-saver
- pebank.com/personal/banking/savings-accounts
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.