Credit union · NCUA insured
Metro Plus Credit Union Savings Rates
Metro Plus Credit Union’s best savings rate is 1.76% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Metro Plus Credit Union’s savings rates compare
Compared with banks and credit unions near Lexington, KY, where Metro Plus Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Metro Plus Credit Union
1.76%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $176
Money Market Account
Top rate
Republic Bank
3.75%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $375
2nd-highest rate
Blue Grass Federal
3.50%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $350
Metro Plus Credit Union savings score
88
Savings score
Higher than 83% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0001.76%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metro Plus Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Round Up Savings
0.25%APY
Debit card transactions with Metro Plus Mastercard Debit Card are rounded up to the nearest dollar and transferred at the end of each business day.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Tier applies to balances from $0.00 to $1,000.00. | 3.03% | — | Tier applies to balances from $0.00 to $1,000.00. |
| Over $1,000Tier applies to balances of $1,000.01 or greater. | 0.25% | $25 | Tier applies to balances of $1,000.01 or greater. |
Sources (2)
All captured Sep 19, 2026
Money Market Account
1.76%APY
Six withdrawals allowed per calendar month (three can be checks, other items must be pre-authorized debits, transfers, or cash withdrawals). Compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upAs high as 1.76% APY. Tiered rates compound monthly. $2,500 minimum balance required.$2,500 and up | 1.76% | $176 | As high as 1.76% APY. Tiered rates compound monthly. $2,500 minimum balance required. |
Sources (2)
All captured Sep 19, 2026
Primary Savings
0.15%APY
Foundational account required for all Metro Plus Credit Union members representing ownership share. Dividends are calculated using the Average Daily Balance Method and compounded/credited quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates calculated using Average Daily Balance Method and compounded quarterly. $25 initial deposit required.Any balance | 0.15% | $15 | Rates calculated using Average Daily Balance Method and compounded quarterly. $25 initial deposit required. |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
Holiday Club Savings
0.50%APY
Earns an annual dividend before balance is automatically transferred to Primary Savings Account on October 1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded annually. Rates calculated using the Average Daily Balance Method.Any balance | 0.50% | $50 | Compounded annually. Rates calculated using the Average Daily Balance Method. |
Sources (2)
All captured Sep 19, 2026
Vacation Club Savings
0.50%APY
Earns an annual dividend before balance is automatically transferred to Primary Savings Account on April 1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded annually. Rates calculated using the Average Daily Balance Method.Any balance | 0.50% | $50 | Compounded annually. Rates calculated using the Average Daily Balance Method. |
Sources (2)
All captured Sep 19, 2026
Who can join Metro Plus Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.