Compare Bank & Credit Union Rates
Best savings rates in Bardstown, KY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–12 results in Nelson County, KY · Few institutions in Nelson County, KY: choose a wider area in the filters
- Old Kentucky Home Federal Credit UnionMoney Market AccountMoney Market Account · $5,000 min
Credit union · 1 branch
1.26%APY$126 a year on $10,0001.25% interest rate · Effective Oct 1, 2026
Rate checked
More details - Abound Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.55%–1.10% by balance
Credit union · 2 branches
0.55%APY$55 a year on $10,000Requirements
Product: Dividends paid and compounded monthly. Minimum balance to earn dividends: $1,000. Subject to $10 membership fee if not already a member. Subject to $10 monthly fee if balance falls below $1,000. Subject to excessive withdrawal fees if more than 6 withdrawals are made within a calendar month. Available to both consumer and business members.
Offer: 0.00% APY on balances less than $1,000. Minimum balance to earn APY: $1,000.00. Dividends compounded and credited monthly using Average Daily Balance method.
0.55% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 8, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000Your amount 0.55% $10,000 – $25,000 0.55% $25,000 – $50,000 0.65% $50,000 – $100,000 0.75% $100,000 – $250,000 1.10% Over $250,000 1.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Available to new customers who are residents or businesses located in geographic markets defined as the cities and counties surrounding branch offices, and to former and existing customers. Maintain $100.00 minimum or pay $3.00 per month.
Offer: Tier 1: Up to $9,999.99. Interest paid monthly. Maintain $100.00 minimum balance to avoid $3.00 monthly fee.
$3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier 1 Up to $9,999.99
Rate checked
More details - Lincoln National BankHi Fi Account (Tiered Money Market)Hi Fi Account (Tiered Money Market) · $2,500 min · 0.10%–0.15% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: The interest rate and annual percentage yield may change after account opening. We use the daily balance method to calculate the interest on your account by applying a daily periodic rate to the principal in the account each day. Rates subject to change.
Offer: Minimum balance to obtain Annual Percentage Yield is $2,500.00.
0.10% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Hi Fi Account (Tiered Money Market) Balance APY $2,500 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.15% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Abound Credit UnionSavings AccountSavings · $100 min · 0.05%–0.15% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Subject to $10 membership fee if not already a member. Minimum balance to earn APY is $100.00 (under age 18, $0.00). Business accounts not eligible.
Offer: Minimum balance to earn APY is $100.00 ($0.00 if under age 18). Dividends compounded quarterly (or monthly per schedule).
0.05% interest rate · Compounded quarterly · Effective Sep 2, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $10,000Your amount 0.05% $10,000 – $50,000 0.10% Over $50,000 0.15% Rate checked
More details - Town & Country Bank and Trust Co.Money MarketMoney Market · $2,000 min · 0.05%–0.10% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Monthly service charge of $10.00 applies if $2,000.00 minimum balance is not met. Excessive withdrawal fee may apply after 6 withdrawals per statement cycle. Rates may change after account opening.
Offer: $10.00 monthly service charge applies if $2,000.00 minimum balance required is not met. Minimum balance to obtain APY is $2,000.00.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $1,000,000 0.10% $1,000,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Excessive Withdrawal Fee may apply after 6 withdrawals per statement cycle. Rates may vary among branches. Interest rate and APY may change after account opening.
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 1 branch
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Nelson County, KY
12 accounts at 6 banks and credit unions · checked Oct 22
- Typical
- 0.07%
- Top 10% from
- 0.51%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.55%
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Louisville/Jefferson County, KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Commonwealth Credit UnionCredit union · 4 branches
- Brown Forman Employees Credit UnionCredit union · 1 branch
- Indiana Members Credit UnionCredit union · 2 branches