Credit union · NCUA insured
KUE Federal Credit Union
A $55.6M credit union headquartered in Lexington, KY, with 2,760 members and 1 branch in Kentucky. Best rates: CDs 4.00% and savings 0.20% APY.
KUE Federal Credit Union Carrot Score
79
Carrot Score
Higher than 50% of U.S. banks and credit unions
#12 of 25 in Lexington, KY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About KUE Federal Credit Union
Founded in 1976 by Kentucky Utilities employees, KUE Federal Credit Union was established to bring credit union benefits to co-workers.
Headquartered in Lexington, Kentucky, the institution operates as a member-owned financial cooperative.
Over the years, its membership field has expanded to include employees of LG&E, Old Dominion Power, PPL Corporation, Davis H. Elliot Company, and Groves Construction.
- Headquarters
- 1 Quality St, Lexington, KY 40507-1428
- NCUA charter
- 22478
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees or retired employees of LG&E, KU, ODP – PPL Companies, Davis H. Elliot Company, and Groves Electrical Services are eligible for membership.
- Employees of KUE FCU are eligible for membership.
Family and household
- Immediate relatives of a member (or of a KUE FCU employee)—including spouse (and surviving spouse), spouse's children, spouse's parents, member's children (related by blood, marriage, adoption, or legal arrangements such as foster care), member's children's spouse(s), member's grandchildren, member's sibling(s), and member's parents—are eligible for membership.
Cost to join
- An initial $5 deposit is required for membership.
Branches
1 branch in Kentucky
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Kentucky
1 branch
- Main OfficeMain office1 Quality St, Lexington, KY 40507Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.94% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.65% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.90% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $47 | $59 | — |
- CapitalNet worth ratio14.94%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.65%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.90%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$47Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of KUE Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.