Credit union · NCUA insured
Metro Plus Credit Union
A $51.9M credit union headquartered in Lexington, KY, with 4,685 members and 2 branches in Kentucky. Best rates: CDs 2.94% and savings 1.76% APY.
Metro Plus Credit Union Carrot Score
74
Carrot Score
Higher than 37% of U.S. banks and credit unions
#16 of 25 in Lexington, KY metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Metro Plus Credit Union
- Headquarters
- 1565 McGrathiana Pkwy, Lexington, KY 40511
- NCUA charter
- 63058
Branches
2 branches in Kentucky
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Kentucky
2 branches
- Main OfficeMain office1565 McGrathiana Pkwy, Lexington, KY 40511Directions
- Phoenix Branch101 E Vine St, Ste, Lexington, KY 40507Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.12% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.40% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.22% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio13.12%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.40%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.22%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Metro Plus Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.