Bank · FDIC insured
Forcht Bank
A $1.6B bank headquartered in Lexington, KY, with 22 branches in 2 states. Best rates: CDs 3.55% and savings 0.10% APY.
Forcht Bank Carrot Score
60
Carrot Score
Higher than 1% of U.S. banks and credit unions
#6 of 7 in Corbin, KY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Forcht Bank
Founded in 1985 by Terry Forcht, Forcht Bank trace its roots to Tri-County National Bank in Corbin.
After founding or acquiring 12 additional community banks, it grew into one of Kentucky's largest privately held banking groups with 22 banking centers across Kentucky and Cincinnati, Ohio.
The bank operates on foundational principles emphasizing customer respect, competitive rates, and service to the community.
- Headquarters
- 2404 Sir Barton Way, Lexington, KY 40509
- FDIC certificate
- 57415 ↗
Branches
22 branches in 2 states
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Kentucky
21 branches
Corbin area · 6
- Barbourville - Main406 Knox St, Barbourville, KY 40906Directions
- Corbin Banking Center Branch820 Master St, Corbin, KY 40701Directions
- South Corbin Banking Center Branch1600 Cumberland Falls Hwy, Corbin, KY 40701Directions
- London Banking Center Branch100 First Financial Plaza, London, KY 40741Directions
- London Highway 192 Banking Center Branch50 Old Whitley Rd, London, KY 40744Directions
- Williamsburg Banking Center Branch1331 S Highway 25 W, Williamsburg, KY 40769Directions
Cincinnati area · 4
- Burlington Banking Center Branch6100 1st Financial Dr, Burlington, KY 41005Directions
- Crittenden Banking Center Branch230 Violet Rd, Crittenden, KY 41030Directions
- Grant - Dry Ridge58 Broadway St, Dry Ridge, KY 41035Directions
- Williamstown Banking Center Branch203 S Main St, Williamstown, KY 41097Directions
Lexington area · 3
- Forcht Bank, National AssociationMain office2404 Sir Barton Way, Lexington, KY 40509Directions
- Lexington - Lansdowne Branch3358 Tates Creek Rd, Lexington, KY 40502Directions
- Lexington - Southland140 Southland Dr, Lexington, KY 40503Directions
Campbellsville area · 3
- Campbellsville Banking Center Branch1405 E Broadway St, Campbellsville, KY 42718Directions
- Campbellsville West Banking Center Branch391 Campbellsville By-Pass, Campbellsville, KY 42718Directions
- Greensburg Banking Center Branch102 N Public Sq, Greensburg, KY 42743Directions
Louisville/Jefferson County area · 2
- Jeffersontown Banking Center Branch10505 Taylorsville Rd, Louisville, KY 40299Directions
- Prp Banking Center Branch8492 Dixie Hwy, Louisville, KY 40258Directions
Somerset area · 2
- Somerset Banking Center Branch1846 S Highway 27, Somerset, KY 42501Directions
- Waitsboro Banking Center Branch4710 S Highway 27, Somerset, KY 42501Directions
Richmond area · 1
- Richmond - Main Branch2140 Lantern Ridge Dr, Richmond, KY 40475Directions
Ohio
1 branch
- Columbia Square Branch3549 Columbia Pkwy, Cincinnati, OH 45226Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.16% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.05% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.74% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $76 | $88 | — |
- CapitalLeverage ratio8.16%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$76Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Forcht Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.