Compare Bank & Credit Union Rates
Best savings rates in Ashland, KY
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Boyd County, KY · Showing Boyd County, KY: too few institutions in Ashland, KY
- Desco Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.51%–2.89% by balance
Credit union · 1 branch
2.28%APY$228 a year on $10,000with conditionsRequirements
Product: Active checking account required to earn rates below. If the conditions of a Money Market Account are not met, interest will be earned at the disclosed rate for a Regular Savings.
Qualified rate · 1.50% interest rate · $7 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.51% $10,000 – $500,000Your amount 2.28% $500,000 – $1,000,000 2.58% $1,000,000 and up 2.89% Rate checked
More details - Members Choice Credit UnionMyChoice Wealth Premium SavingsSavings · 0.25%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must meet qualifications in corresponding MyChoice Advantage or Plus Account to earn 2.00% APY on balances up to $100,000 and 0.25% APY over $100,000. If qualifications not met, earns 0.01% APY. Refunds on ATM withdrawal fees up to $4.99 per transaction, $25 per month when qualified. No monthly service fee.
Offer: When meeting qualifications in corresponding MyChoice Advantage or Plus Account.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for MyChoice Wealth Premium Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.25% Rate checked
More details - Ashland Credit UnionPremium SavingsSavings · $0 min · 0.00%–2.25% by balance
Credit union · 2 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Accessible at 30,000 ATMs nationwide (checking account required). Variable rates. Dividends compounded daily and paid monthly.
Offer: Tier 1. No dividends paid. Dividends compounded daily and paid monthly. Variable rate.
Qualified rate · 0.00% interest rate · Compounded daily · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Savings Balance APY Up to $499 0.00% $500 – $9,999Tier 2. Minimum amount to receive APY is $500. 1.50% $10,000 – $49,999Your amountTier 3. Minimum amount to receive APY is $10,000. 1.75% $50,000 – $99,999Tier 4. Minimum amount to receive APY is $50,000. 2.00% $100,000 and upTier 5. Minimum amount to receive APY is $100,000. 2.25% Rate checked
More details - Community Trust BankPreferred Index Money MarketPreferred Index Money Market · $2,500 min · 0.00%–3.48% by balance
Bank · 2 branches
1.69%APY$169 a year on $10,000Requirements
Product: Available in Kentucky, as well as market areas in Tennessee, West Virginia, and Ohio. Requires $2,500 minimum to open account and earn interest. $10 monthly maintenance fee waived with $2,500 daily ledger balance. Rates tied to the 13-Week Treasury Bill Coupon Equivalent Rate minus specified margin by tier.
Offer: Tier 1 balance tier. $10 monthly maintenance fee waived with $2,500 daily ledger balance. $2,500 minimum required to open account and earn interest.
0.00% interest rate · $10 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Preferred Index Money Market Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amountTier 2 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 2.50% margin. 1.69% $25,000 – $50,000Tier 3 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 1.50% margin. 2.71% $50,000 – $100,000Tier 4 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 1.25% margin. 2.97% $100,000 – $250,000Tier 5 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 1.00% margin. 3.23% $250,000 and upTier 6 balance tier. Interest rate equals 13-Week Treasury Bill Coupon Equivalent Rate minus 0.75% margin. 3.48% Rate checked
More details - UK Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.60%–1.25% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000Requirements
Product: Membership eligibility required; must maintain $5.00 par value share in a Primary Share account. Tiered-rate account where the applicable rate applies to the entire balance once the tier threshold is met. Business accounts are not eligible.
Offer: Tiered-rate account; rate applies to entire balance once threshold is met. Minimum daily balance to earn stated APY is $1,000.00. Dividends compounded monthly and credited monthly (calendar). Daily balance method.
0.60% interest rate · Compounded monthly · Effective Jun 30, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.60% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 1.00% $50,000 – $100,000 1.15% $100,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earns interest for each day the account balance is above $100.00. Interest credited quarterly.
Offer: Minimum balance to earn interest is $100.00. Interest credited/compounded quarterly.
0.50% interest rate · Compounded quarterly · No monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Required for membership. Dividends paid quarterly. Accessible at 30,000 ATMs nationwide (checking account required).
Offer: Dividends compounded and paid quarterly. Variable rate. $25.00 minimum balance to earn dividends/stated APY.
Qualified rate · 0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires opening deposit of $0 to earn stated APY. After balance reaches $500, a VISA ONE Credit Card with a $500 credit limit is issued and funds are frozen. Credit limit can be increased in multiples of $500 as additional savings tiers are reached.
Offer: Dividends compounded and paid quarterly. Variable rate. Minimum balance to open account and earn stated APY is $0.
0.50% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Membership required ($5 share purchase). Daily compounding, quarterly dividends. Variable rate. No monthly service fee.
0.50% interest rate · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Kentucky Farmers BankMoney Market Plus PersonalMoney Market Plus Personal · $1,000 min · 0.20%–1.25% by balance
Bank · 3 branches
0.20%APY$20 a year on $10,000Requirements
Product: Rates apply to customers who qualify.
Offer: Compounds monthly. < $25,000 tier.
0.20% interest rate · Effective Aug 31, 2026
Rate by balance
Rate by balance for Money Market Plus Personal Balance APY Up to $25,000Your amount 0.20% $25,000 – $100,000 1.00% $100,000 and upA service charge of $10.00 will be imposed every month if the daily balance on any day of the month falls below $25,000. 1.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Offer: Compounds monthly. Rates apply to customers who qualify.
0.20% interest rate · Effective Aug 31, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No service fee for members 22 years old or younger or with Average Daily Balance of $50 or more; $5 monthly service fee if Average Daily Balance is less than $50.
Offer: Average Daily Balance of $50.00 and over.
0.20% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Monthly service fee applies if balance falls below $100.00. 2 withdrawals permitted per quarter.
Offer: Monthly service fee applies if balance falls below $100.00. 2 withdrawals permitted per quarter.
0.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - First National Bank of GraysonMoney Market SavingsMoney Market Savings · $2,500 min · 0.10%–0.40% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Monthly service fee applies if balance falls below $2,500.00. $.25 per withdrawal.
0.10% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $25,000Your amount 0.10% $25,000 and up 0.40% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Boyd County, KY
21 accounts at 8 banks and credit unions · checked Oct 22
- Typical
- 0.20%
- Top 10% from
- 1.75%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.50%
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Huntington, WV-KY-OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- Desco Federal Credit UnionCredit union · 4 branches