Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 421–435 results in Iowa
- U.S. BankU.S. Bank Elite Money MarketU.S. Bank Elite Money Market · $0 min · 0.01%–3.40% by balance
Bank · 55 branches
0.01%APY$1 a year on $10,000Requirements
Offer: Standard rate
0.01% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for U.S. Bank Elite Money Market Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amount 0.01% $25,000 – $50,000 3.40% $50,000 – $100,000 3.40% $100,000 – $500,000 3.40% $500,000 – $10,000,000,000 3.40% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Base APY tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Offered in conjunction with Real Cash Back Checking. Requires meeting monthly qualification cycle requirements (eStatements, Direct Deposit, and 10 debit transactions posted and cleared) to earn tier 1 rates.
Offer: When qualifications are not met during a Monthly Qualification Cycle, the interest rate on the entire balance is 0.010% with corresponding APY in the range of 0.05% to 0.15%.
Qualified rate · 0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Offered in conjunction with Real Rewards Checking. Requires meeting monthly qualification cycle requirements on Real Rewards Checking account to earn tier 1 rates.
Offer: When qualifications are not met during a Monthly Qualification Cycle, the interest rate on the entire balance is 0.010% with an APY in the range of 0.05% to 0.15%.
Qualified rate · 0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Standard rate. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: All balances. $5 monthly service fee waived with $300+ beginning day balance, $25+ Autosave/repeating automatic transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must pair with GNB Cash or GNB Cash Back checking account, which must remain open. Limit one account per social security number. $25 fee if closed within 6 months of opening.
Offer: Non-qualifying accounts when monthly qualification cycle requirements are not met.
Qualified rate · 0.01% interest rate · Effective Mar 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Interest Rate, tiered or un-tiered, is variable and may change after account is opened. Free debit card included. Unlimited transactions allowed each month.
Offer: Earn up to 0.01% APY. $7 monthly fee avoided with $500 minimum balance.
$7 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Sep 28, 2026
Rate checked
More details - Quad City Bank & TrustQuad City Money MarketQuad City Money Market · $1,000 min · 0.01%–1.98% by balance
Bank · 4 branches
0.01%APY$1 a year on $10,000Requirements
Product: $16 monthly maintenance fee if below $1,000 average daily balance requirement.
Offer: $16 monthly maintenance fee waived if $1,000 average daily balance requirement is maintained.
$16 monthly fee · Effective Aug 24, 2026
Rate by balance
Rate by balance for Quad City Money Market Balance APY Up to $25,000Your amount 0.01% $25,000 – $500,000 0.55% $500,000 and up 1.98% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Iowa
441 accounts at 171 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch