Bank · FDIC insured
GNB Bank Savings Rates
GNB Bank’s best savings rate is 0.01% APY, with its GNB Saver, with extra requirements. Rates checked October 16, 2026.
How GNB Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where GNB Bank has the most branches. $10,000, best rate first.
This bank’s best
GNB Bank
0.01%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $1
GNB Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
GNB Saver
2.27%APY on $10,000
Must pair with GNB Cash or GNB Cash Back checking account, which must remain open. Limit one account per social security number. $25 fee if closed within 6 months of opening.
| Part of the balance | Rate on that part |
|---|---|
| Up to $50,000 | 2.25% |
| Over $50,000 | 0.05% |
On $10,000 the tiers blend to about 2.27% APY, earning $227 a year.
Sources (1)
- gnbbank.com/personal/savings-accounts/gnb-saver · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.