Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Iowa
- 0.25%APY$25 a year on $10,000
Requirements
Product: Interest is accrued daily and compounded/credited quarterly (or monthly if ATM card or ACH activity). Daily balance method is used. Up to 6 preauthorized/automatic/telephone transfers allowed monthly. Preauthorized transfer to checking to cover overdraft fee is $2.00.
0.25% interest rate · Effective Nov 23, 2022
Rate checked
More details - Members Community Credit UnionMoney MarketMoney Market · $0 min · 0.00%–0.35% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: There is a $2,500 minimum balance required to enjoy higher, tiered rates.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 0.20% $10,000 – $50,000Your amount 0.25% $50,000 – $100,000 0.30% $100,000 and up 0.35% Rate checked
More details - Capitol View Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.25%–2.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly. Rates are subject to change.
Offer: Average daily balance tier $0 - $19,999.99. Dividends paid quarterly.
0.25% interest rate · Effective Jul 15, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.25% $20,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 and up 2.50% Rate checked
More details - Capitol View Credit UnionSavings AccountSavings · $25 min · 0.00%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are paid quarterly. Savings rates are tiered based on average daily balance. Requires a $25 minimum savings balance representing membership stake.
0.00% interest rate · Effective Jul 15, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $5,000 0.00% $5,000 – $10,000APY is 0% – 0.10% 0.10%* $10,000 and upYour amountAPY is 0% – 0.25% 0.25%* Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $2.50 monthly maintenance service charge is waived if a $100.00 (or greater) average daily balance is maintained for the month or for individuals under 23 years of age.
Offer: Interest compounded quarterly. Minimum daily balance of $0.01 to obtain APY. Monthly fee waived with $100 average daily balance or if owner is under 23 years of age.
0.25% interest rate · Compounded quarterly · $2.50 monthly fee · Effective Jun 24, 2026
Rate checked
More details - Citizens State BankUltra Money Market Savings AccountUltra Money Market Savings Account · $10 min · 0.10%–1.00% by balance
Bank · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Requires an opening deposit of $10.00 or more. Interest compounded monthly.
Offer: Average Daily Balance Requirement: < $10,000
0.10% interest rate · Compounded monthly · Effective Jan 22, 2024
Rate by balance
Rate by balance for Ultra Money Market Savings Account Balance APY Any balance 0.10% $10,000 – $49,999Your amount 0.25% $50,000 – $99,999 0.50% $100,000 and up 1.00% Rate checked
More details - 0.21%APY$21 a year on $10,000with conditions
Requirements
Product: Earn interest on entire balance. $25 average daily balance to avoid $2.50 monthly maintenance fee (fee waived for customers 25 years and younger). Free eStatements ($5 fee for paper statements). Pre-authorized, automatic, or telephone transfers/withdrawals limited to 6 per statement cycle.
Offer: Diamond Relationship Package tier.
Qualified rate · $2.50 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic savings plan entitling member to apply for all other services. Paid dividends. Dividends paid 9/30/2026. These are variable rate accounts. Rates subject to change after the account is opened.
Offer: *The 'Minimum Deposit' is required to open the account. **The 'Minimum Balance' is required to earn the disclosed APY. Dividends paid 9/30/2026.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $3 monthly service charge waived with a $200 minimum daily balance.
Offer: $3 monthly service charge waived with a $200 minimum daily balance; variable rate.
0.15% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $4,999 0.15% $5,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.25% $50,000 – $99,999 0.30% $100,000 – $249,999 0.35% $250,000 and up 0.45% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Platinum APY. Requires Platinum Relationship Package Qualifications.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.17% $10,000 – $50,000Your amount 0.20% $50,000 – $250,000 0.23% $250,000 – $500,000 0.25% $500,000 and up 0.27% Rate checked
More details - Farmers State BankRegular Savings AccountSavings · $50 min · 0.00%–0.40% by balance
Bank · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: A maintenance fee of $3.00 per month applies if minimum daily balance of $100.00 is not maintained. A withdrawal fee of $0.50 applies for each withdrawal in excess of 6 per month unless a $2,500.00 average daily balance is maintained. Maximum 6 preauthorized/automatic transfers or withdrawals per statement cycle.
0.00% interest rate · $3 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Regular Savings Account Balance APY Up to $100 0.00% $100 – $1,000 0.05% $1,000 – $20,000Your amount 0.20% $20,000 and up 0.40% Rate checked
More details - Farmers State BankUltimate Savings AccountSavings · $10,000 min · 0.00%–3.00% by balance
Bank · 8 branches
0.20%APY$20 a year on $10,000Requirements
Product: Balances below $10,000.00 will not earn interest. No monthly maintenance fee. Penalty for early withdrawal is seven days interest on amounts withdrawn or $50.00, whichever is greater, except one penalty-free withdrawal permitted during first five business days of each month if funds have been on deposit 6+ business days without withdrawals in prior 6 business days. Not available for public funds or individual retirement accounts. Online account opening not available.
0.00% interest rate · No monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Ultimate Savings Account Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 – $249,999 2.25% $250,000 and up 3.00% Rate checked
More details - Premier Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.15%–0.25% by balance
Credit union · 6 branches
0.20%APY$20 a year on $10,000Requirements
Product: Dividends compounded monthly. $10.00/month fee if balance falls below $2,000 minimum balance.
Offer: Fee of $10.00/month applies if balance falls below $2,000 minimum balance.
0.15% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $100,000 0.25% $100,000 and up 0.25% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: If balance falls below $1,000, no interest is earned for that day.
0.05% interest rate · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $74,999Your amount 0.20% $75,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch