Bank · FDIC insured
Lincoln Savings Bank Savings Rates
Lincoln Savings Bank’s best savings rate is 2.75% APY on $10,000, with its Companion Savings Account. Rates checked October 16, 2026.
How Lincoln Savings Bank’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Lincoln Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Lincoln Savings Bank
2.75%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $275
Companion Savings Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Lincoln Savings Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0002.75%
- $100,000 balance$100,0002.75%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lincoln Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Companion Savings Account
2.75%APY
New or existing account or line of service with us is required to qualify/open. Monthly maintenance service charge of $2.50 waived if account owner is under 23 years of age or a $100 average daily balance is maintained for the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upInterest compounded quarterly. No set term / no maximum deposit value. Minimum to obtain APY is $2,500. $2.50 monthly maintenance service charge waived if account owner is under 23 years of age or $100 average daily balance is maintained.$2,500 and up | 2.75% | $275 | Interest compounded quarterly. No set term / no maximum deposit value. Minimum to obtain APY is $2,500. $2.50 monthly maintenance service charge waived if account owner is under 23 years of age or $100 average daily balance is maintained. |
Limited-Edition Savings Account
2.28%APY
Can only be opened at the end of a CD term holding maturing CD funds. Monthly maintenance service charge of $2.50 waived if account owner is under 23 years of age or a $250 average daily balance is maintained for the month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 and upNo set term. Requires $10,000 from maturing CD to obtain APY. Monthly maintenance service charge of $2.50 waived if owner is under 23 years of age or $250 average daily balance is maintained for the month.$10,000 and up | 2.28% | $228 | No set term. Requires $10,000 from maturing CD to obtain APY. Monthly maintenance service charge of $2.50 waived if owner is under 23 years of age or $250 average daily balance is maintained for the month. |
Sources (2)
All captured Sep 18, 2026
Premier Money Market
0.80%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.60% | — |
| $2,500 – $100,000 | 0.80% | $80 |
| $100,000 – $250,000 | 0.90% | — |
| $250,000 – $500,000 | 1.21% | — |
| $500,000 – $1,000,000 | 1.31% | — |
| $1,000,000 and up | 1.51% | — |
Sources (1)
- mylsb.com/bank/personal/account-rates · captured Sep 18, 2026
Savings Account
0.25%APY
$2.50 monthly maintenance service charge is waived if a $100.00 (or greater) average daily balance is maintained for the month or for individuals under 23 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compounded quarterly. Minimum daily balance of $0.01 to obtain APY. Monthly fee waived with $100 average daily balance or if owner is under 23 years of age.Over $0 | 0.25% | $25 | Interest compounded quarterly. Minimum daily balance of $0.01 to obtain APY. Monthly fee waived with $100 average daily balance or if owner is under 23 years of age. |
Special-purpose accounts
Health Savings
0.10%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Interest compounded monthly.Over $0 | 0.10% | $10 | Interest compounded monthly. |
Sources (3)
- mylsb.com/bank/personal/savings-cds
- mylsb.com/bank/personal/saving…compare-savings-accounts
- mylsb.com/bank/personal/account-rates
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.