Credit union · NCUA insured
Capitol View Credit Union
A $46.7M credit union headquartered in Des Moines, IA, with 1,758 members and 1 branch in Iowa. Best rates: CDs 3.85% and savings 0.25% APY.
Capitol View Credit Union Carrot Score
76
Carrot Score
Higher than 41% of U.S. banks and credit unions
#35 of 53 in Des Moines, IA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Capitol View Credit Union
Founded in 1944 by Iowa Department of Employment Services employees in Des Moines, Capitol View Credit Union is a member-owned financial cooperative.
Headquartered in Des Moines, Iowa, the credit union exclusively serves public employees across all levels of government in Iowa and their families.
- Headquarters
- 623 E 12th St, Des Moines, IA 50309
- NCUA charter
- 62878
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- City Government Employees in Iowa are eligible for membership.
- County Government Employees in Iowa are eligible for membership.
- Federal Government Employees in Iowa are eligible for membership.
- Retired or former public employees are eligible to join with documentation of prior employment.
- Public School District Employees in Iowa are eligible for membership.
- State of Iowa Employees are eligible for membership.
2 more ways to join
Family and household
- Family members and household members of existing Capitol View members qualify for membership.
Other ways
- Former members who previously closed their account can rejoin if they have closed their accounts only once.
Cost to join
- All members are required to maintain a $25 minimum Savings account balance.
Branches
1 branch in Iowa
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Iowa
1 branch
- Main officeMain office623 E 12th St, Des Moines, IA 50309Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 18.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.41% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.27% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $65 | $59 | — |
- CapitalNet worth ratio18.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.41%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.27%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$65Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Capitol View Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.