Credit union · NCUA insured
Capitol View Credit Union Savings Rates
Capitol View Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Capitol View Credit Union’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Capitol View Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Capitol View Credit Union
0.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Capitol View Credit Union savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.50%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Capitol View Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Dividends are paid quarterly. Rates are subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Average daily balance tier $0 - $19,999.99. Dividends paid quarterly. | 0.25% | $25 | Average daily balance tier $0 - $19,999.99. Dividends paid quarterly. |
| $20,000 – $50,000Average daily balance tier $20,000 - <$50,000. Dividends paid quarterly. | 1.50% | — | Average daily balance tier $20,000 - <$50,000. Dividends paid quarterly. |
| $50,000 – $100,000Average daily balance tier $50,000 - < $100,000. Dividends paid quarterly. | 2.00% | — | Average daily balance tier $50,000 - < $100,000. Dividends paid quarterly. |
| $100,000 and upAverage daily balance tier $100,000 or higher. Dividends paid quarterly. | 2.50% | — | Average daily balance tier $100,000 or higher. Dividends paid quarterly. |
Sources (2)
All captured Sep 18, 2026
Savings Account
0.25%APY
Dividends are paid quarterly. Savings rates are tiered based on average daily balance. Requires a $25 minimum savings balance representing membership stake.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000 | 0.00% | — | |
| $5,000 – $10,000APY is 0% – 0.10% | 0.10% | — | APY is 0% – 0.10% |
| $10,000 and upAPY is 0% – 0.25% | 0.25% | $25 | APY is 0% – 0.25% |
Special-purpose accounts
IRA
0.75%APY
Includes Traditional, Roth, and Educational IRAs. Dividends are paid quarterly. Subject to annual contribution limits and eligibility rules.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upAverage daily balance of $100 or higher.$100 and up | 0.75% | $75 | Average daily balance of $100 or higher. |
Club Account
0.25%APY
Club accounts offer the same rates as savings accounts. Requires a $1 minimum balance and can be named with any description (e.g., Escrow, Vacation, Christmas). Dividends are paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000 | 0.00% | — | |
| $5,000 – $10,000APY is 0% – 0.10% | 0.10% | — | APY is 0% – 0.10% |
| $10,000 and upAPY is 0% – 0.25% | 0.25% | $25 | APY is 0% – 0.25% |
Who can join Capitol View Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- City Government Employees in Iowa are eligible for membership.
- County Government Employees in Iowa are eligible for membership.
- Federal Government Employees in Iowa are eligible for membership.
- Retired or former public employees are eligible to join with documentation of prior employment.
- Public School District Employees in Iowa are eligible for membership.
- State of Iowa Employees are eligible for membership.
2 more ways to join
Family and household
- Family members and household members of existing Capitol View members qualify for membership.
Other ways
- Former members who previously closed their account can rejoin if they have closed their accounts only once.
Cost to join
- All members are required to maintain a $25 minimum Savings account balance.
Membership information collected October 4, 2026.