Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Indiana
- Park Community Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.45%–1.10% by balance
Credit union · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: $10.00 monthly maintenance fee waived with active Park Perks or by maintaining a $1,000 minimum balance. 6 free withdrawals per month with $250 minimum withdrawal. $10.00 fee per occurrence for withdrawals under $250 or excess withdrawals beyond 6 per calendar month. Park Perks rates require enrollment in Park Perks (requires Thryve Checking account, debit card, and enrollment in Savings Jar with a minimum of one round up within the current statement cycle).
Offer: Standard rate without Park Perks. Monthly maintenance fee of $10 waived with active Park Perks or by maintaining a $1,000 minimum balance.
Qualified rate · 0.45% interest rate · $10 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $50,000Your amount 0.45% $50,000 – $150,000 1.00% $150,000 – $250,000 1.00% $250,000 and up 1.10% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCS)Daily Cash Account (DCS) · $2,500 min · 0.20%–0.90% by balance
Credit union · 4 branches
0.44%APY$44 a year on $10,000Requirements
Product: Dividends calculated by daily balance method applying a daily periodic rate to the principal each day. Minimum daily balance required to obtain the APY. No more than 6 preauthorized, automatic, or telephone transfers per month, with no more than 3 transfers by check, draft, or debit card to a third party.
0.20% interest rate · Effective May 1, 2025
Rate by balance
Rate by balance for Daily Cash Account (DCS) Balance APY $2,500 – $5,000 0.20% $5,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.44% $25,000 – $50,000 0.64% $50,000 and up 0.90% Rate checked
More details - REGIONAL federal credit unionDaily Cash Account (DCA)Savings · $2,500 min · 0.20%–0.90% by balance
Credit union · 4 branches
0.44%APY$44 a year on $10,000Requirements
Product: No minimum balance, no penalties or fees for withdrawals. Earns tiered rates on balances of $2,500 or more. Account transfer limitations apply (max 6 preauthorized/automatic/telephone transfers per month, max 3 by check/draft/debit card).
Effective Aug 1, 2026
Rate by balance
Rate by balance for Daily Cash Account (DCA) Balance APY $2,500 and up 0.20% $5,000 and up 0.20% $10,000 and upYour amount 0.44% $25,000 and up 0.64% $50,000 and up 0.90% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Additional savings accounts to set aside money for special purposes (e.g., vacation, Christmas). No minimum balance required to open and maintain; $0.01 minimum balance required to earn APY.
Offer: No minimum balance required to open and maintain other types of savings accounts; $0.01 minimum balance required to earn APY.
0.40% interest rate · Effective Oct 21, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $5 minimum balance to open and maintain. $0.01 minimum balance required to earn APY. Dividends compounded monthly and paid monthly.
Offer: $5 minimum balance required to open and maintain a membership savings account; $0.01 minimum balance required to earn APY.
0.40% interest rate · Compounded monthly · Effective Oct 21, 2026
Rate checked
More details - United Federal Credit UnionBonus Builder Money MarketBonus Builder Money Market · $0 min · 0.00%–0.40% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Only available as a consumer account. Bonus rate of 0.25% APY applies when the Tax Reported Owner is the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00.
Offer: Standard tier rate.
Qualified rate · 0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Bonus Builder Money Market Balance APY Any balance 0.00% $1,000 and upYour amountTier rate with bonus rate. Requires Tax Reported Owner to be the Tax Reported Owner of an Ultra Checking account or Free Checking account with an average monthly balance of at least $1.00. 0.40% Rate checked
More details - KEMBA Indianapolis Credit UnionSuper SaverSavings · $50 min · 0.20%–1.25% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Offer: Requires a $50 min. daily balance to earn dividends.
0.20% interest rate
Rate by balance
Rate by balance for Super Saver Balance APY Up to $4,999 0.20% $5,000 – $9,999 0.30% $10,000 – $24,999Your amount 0.40% $25,000 – $49,999 0.50% $50,000 – $99,999 1.00% $100,000 and up 1.25% Rate checked
More details - Afena Federal Credit UnionMoney MarketMoney Market · $2,000 min · 0.25%–0.90% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Offer: Paid Monthly.
0.25% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000 0.25% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.55% $50,000 – $100,000 0.75% $100,000 and up 0.90% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded monthly. Rates are accurate as of the effective date and subject to change.
Offer: Interest compounded monthly.
0.40% interest rate · Compounded monthly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $100,000Your amount 0.40% $100,000 and up 1.50% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest compounded monthly. Rates are accurate as of the effective date and subject to change.
Offer: Interest compounded monthly.
0.25% interest rate · Compounded monthly · Effective Sep 28, 2026
Rate by balance
Rate by balance for Hi-Fi Plus Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.40% $30,000 and up 0.60% $50,000 and up 0.95% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Tiered interest structure – adjustable rate. Interest compounds monthly and is credited monthly. A monthly maintenance fee of $5.00 is imposed if the account falls below a daily balance of $10,000.00. Must maintain a minimum daily balance of $1.00 each day to obtain the disclosed annual percentage yield. Check writing ability included.
Offer: Tiered rate for $9,999.99 & Under. Must maintain a minimum daily balance of $1.00 each day to obtain disclosed APY. $5.00 monthly fee if balance falls below $10,000.00. Interest compounds and credits monthly.
0.25% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for HiFi Plus Balance APY Up to $10,000 0.25% $10,000 – $30,000Your amountTiered rate for $10,000.00. 0.40% $30,000 – $50,000Tiered rate for $30,000.00. 0.60% $50,000 and upTiered rate for $50,000.00. 0.95% Rate checked
More details - Via Credit UnionMoney MarketMoney Market · $100 min · 0.25%–0.55% by balance
Credit union · 6 branches
0.40%APY$40 a year on $10,000Requirements
Product: Tiered rate account; once a particular range is met, the dividend rate and annual percentage yield for that balance range will apply to the full balance. Up to six transfers and withdrawals per month, with no more than three remote transfers by check. Dividend rate and APY may change monthly.
Offer: Dividend period is monthly.
0.25% interest rate · Effective Sep 30, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.25% $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.55% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Recommended for savings balances less than $5,000. Interest compounded and paid quarterly. 3 free withdrawals per month ($1.00 per withdrawal thereafter).
Offer: Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - Perfect Circle Credit UnionDiamond Money MarketDiamond Money Market · $2,500 min · 0.30%–0.50% by balance
Credit union · 3 branches
0.40%APY$40 a year on $10,000Requirements
Product: Minimum opening deposit $2,500. Withdrawal/transfer limit of 6 per month per preauthorized, automatic, telephonic, or mobile channels. $20 monthly fee assessed if balance falls below $2,500 until balance returns to minimum.
Offer: Tier 3: $2,500.00 to $9,999.99.
0.30% interest rate
Rate by balance
Rate by balance for Diamond Money Market Balance APY $2,500 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 and up 0.50% Rate checked
More details - First Federal Savings & LoanHometown Money MarketHometown Money Market · $50 min · 0.00%–0.40% by balance
Bank · 3 branches
0.40%APY$40 a year on $10,000Requirements
Offer: Tier 1: No interest will be paid on balance less than $1,000.00. Per item fee of $10.00 for each withdrawal greater than 6 per month, excluding teller withdrawals.
0.00% interest rate
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $1,000 0.00%* $1,000 – $250,000Your amountAPY ranges from 0.00% to 0.40%. 0.40%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Indiana
458 accounts at 172 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 1.98%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch