Bank · FDIC insured
Bank of Wolcott
A $280.3M bank headquartered in Wolcott, IN, with 3 branches in Indiana. Best rates: CDs 3.75% and savings 0.40% APY.
Bank of Wolcott Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#3 of 4 in Monticello, IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Wolcott
- Headquarters
- 105 N Range St, Wolcott, IN 47995
- FDIC certificate
- 16201 ↗
Branches
3 branches in Indiana
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Indiana
3 branches
Monticello area · 2
- Bank of WolcottMain office105 N Range St, Wolcott, IN 47995Directions
- Monticello Branch116 N 6th St, Monticello, IN 47960Directions
Chicago area · 1
- Remington Branch506 N Maine St, Remington, IN 47977Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.01% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.43% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.69% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio12.01%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.43%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.69%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Wolcott are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.