Bank · FDIC insured
Home National Bank Savings Rates
Home National Bank’s best savings rate is 0.40% APY on $10,000, with its Home Savings. Rates checked October 15, 2026.
How Home National Bank’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where Home National Bank has the most branches. $10,000, best rate first.
This bank’s best
Home National Bank
0.40%APY
- Minimum
- $20
- Earns on $10,000 a year
- $40
Home Savings
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Home National Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Home National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Home Tiered Savings
0.35%APY
Recommended for balances of $5,000 or greater. Interest compounded and paid monthly on tiered balances.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance. | 0.25% | — | Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance. |
| $5,000 – $25,000Variable rate subject to change after opening. | 0.35% | $35 | Variable rate subject to change after opening. |
| $25,000 – $50,000Variable rate subject to change after opening. | 0.45% | — | Variable rate subject to change after opening. |
| $50,000 – $100,000Variable rate subject to change after opening. | 0.65% | — | Variable rate subject to change after opening. |
| $100,000 and upVariable rate subject to change after opening. | 0.85% | — | Variable rate subject to change after opening. |
Sources (2)
All captured Sep 18, 2026
Home Savings
0.40%APY
Recommended for savings balances less than $5,000. Interest compounded and paid quarterly. 3 free withdrawals per month ($1.00 per withdrawal thereafter).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate subject to change after opening. Displayed APY based on a $1,000 account balance.Any balance | 0.40% | $40 | Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
HomeGrown Kids Plus
0.75%APY
All youth up to 18 years of age or 22 with a proof of student or military status (HomeGrown Green Checking account required). Interest compounded and paid quarterly. 3 free withdrawals per month ($1.00 per withdrawal after the first 3).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate subject to change after opening. HomeGrown Green Checking account required. Displayed APY based on a $1,000 account balance.Any balance | 0.75% | $75 | Variable rate subject to change after opening. HomeGrown Green Checking account required. Displayed APY based on a $1,000 account balance. |
Sources (2)
All captured Oct 5, 2026
Home Grown Kids Club
0.50%APY
Built for youth up to 18 years of age or 22 with proof of student or military status. Come in to see us to open this account. Interest compounded and paid quarterly. 3 free withdrawals per month ($1 fee per withdrawal thereafter). New accounts receive $10 and a piggy bank.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate subject to change after opening. Displayed APY based on a $1,000 account balance.Any balance | 0.50% | $50 | Variable rate subject to change after opening. Displayed APY based on a $1,000 account balance. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.