Bank · FDIC insured
Home National Bank
A $185.6M bank headquartered in Thorntown, IN, with 2 branches in Indiana. Best rates: savings 0.40% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.06%Needs another account or monthly activityCD rates →
- Savings770.85%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Home National Bank
Founded in 1901, Home National Bank is widely held with more than 175 shareholders, and its ownership is dispersed among current and former Boone County residents.
In the 1970s, the bank updated its Main Street location in Thorntown, and in 2008 it added a second location in Lebanon to serve its customers.
- Headquarters
- 117 E Main St, Thorntown, IN 46071
- FDIC certificate
- 14225 ↗
Branches
2 branches in Indiana
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Indiana
2 branches
- The Home National Bank of ThorntownMain office117 E Main St, Thorntown, IN 46071Directions
- Lebanon Branch2510 N Lebanon St, Lebanon, IN 46052Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.37% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.62% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.96% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio10.37%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.62%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.96%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Home National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.