Credit union · NCUA insured
Afena Federal Credit Union Savings Rates
Afena Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Afena Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Marion, IN, where Afena Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Afena Federal Credit Union
0.40%APY
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Afena Federal Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.90%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Afena Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $10,000Paid Monthly. | 0.25% | — | Paid Monthly. |
| $10,000 – $25,000Paid Monthly. | 0.40% | $40 | Paid Monthly. |
| $25,000 – $50,000Paid Monthly. | 0.55% | — | Paid Monthly. |
| $50,000 – $100,000Paid Monthly. | 0.75% | — | Paid Monthly. |
| $100,000 and upPaid Monthly. | 0.90% | — | Paid Monthly. |
Sources (1)
- afenafcu.org/bank/rates · captured Oct 5, 2026
Savings Account
0.15%APY
Start savings journey and establish membership with a $5 deposit. Serves Grant, Wabash, Blackford, Jay, and Wells counties in Indiana.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 – $2,000Paid Quarterly. | 0.05% | — | Paid Quarterly. |
| $2,000 – $5,000Paid Quarterly. | 0.05% | — | Paid Quarterly. |
| $5,000 – $10,000Paid Quarterly. | 0.10% | — | Paid Quarterly. |
| $10,000 and upPaid Quarterly. | 0.15% | $15 | Paid Quarterly. |
Sources (3)
- afenafcu.org/bank/compare-saving-accounts
- afenafcu.org/bank/rates
- afenafcu.org/bank/savings/money-market
All captured Sep 18, 2026
Special-purpose accounts
IRA Savings
0.25%APY
Available as Traditional and Roth IRA savings accounts. Open with a $150 minimum deposit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 – $2,000Paid Quarterly. | 0.10% | — | Paid Quarterly. |
| $2,000 – $5,000Paid Quarterly. | 0.15% | — | Paid Quarterly. |
| $5,000 – $10,000Paid Quarterly. | 0.20% | — | Paid Quarterly. |
| $10,000 and upPaid Quarterly. | 0.25% | $25 | Paid Quarterly. |
Sources (3)
All captured Sep 18, 2026
Club Accounts
0.15%APY
Open with any amount. Includes Christmas Club (funds automatically transfer on October 27 each year) and Vacation Club.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 – $2,000Paid Quarterly. | 0.05% | — | Paid Quarterly. |
| $2,000 – $5,000Paid Quarterly. | 0.05% | — | Paid Quarterly. |
| $5,000 – $10,000Paid Quarterly. | 0.10% | — | Paid Quarterly. |
| $10,000 and upPaid Quarterly. | 0.15% | $15 | Paid Quarterly. |
Sources (3)
- afenafcu.org/bank/compare-saving-accounts
- afenafcu.org/bank/rates
- afenafcu.org/bank/savings/money-market
All captured Sep 18, 2026
Health Savings Account
0.15%APY
Designed for individuals and families with high-deductible medical plans. There is no minimum to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $150 – $2,000Paid Quarterly. | 0.05% | — | Paid Quarterly. |
| $2,000 – $5,000Paid Quarterly. | 0.05% | — | Paid Quarterly. |
| $5,000 – $10,000Paid Quarterly. | 0.10% | — | Paid Quarterly. |
| $10,000 and upPaid Quarterly. | 0.15% | $15 | Paid Quarterly. |
Sources (3)
All captured Sep 18, 2026
Who can join Afena Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Grant, Wabash, Blackford, Jay, or Wells counties in Indiana are eligible to join.
Employers and groups
- Employees of Afena's select employer groups are eligible to join.
Family and household
- Immediate family members of individuals who qualify under geographic or select employer group criteria and have an account with Afena are eligible to join.
Cost to join
- Opening a Share Savings account requires a minimum $5 deposit to join.
Membership information collected October 5, 2026.